Experience

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  University Of Maryland

  • Advanced Accountant

• 

  State of Maryland

  • United States
  • Government Administration
  • 700 & Above Employee

  • Advanced Accountant

    • May 2023 - Present

  • Assessor II, Real Property - Baltimore City

    • Apr 2018 - May 2023

    Inspect real property to determine the appraisal valueAnalyze existing market data and apply standard appraisal procedures to determine the value of land or buildingsPrepare, present, and defend determinations of value at all levels of the appeal processDetermine the value of auxiliary items to the property, such as but not limited to: paving, underground utilities, outdoor lighting, and landscapingAppraise and record costs relating to the physical condition of the property, and to the depreciation, and economic or functional obsolescence of real propertyRecord technical details of the property which may affect costs, such as but not limited to: size of the building; specifications, grade and quality of construction materials; type, grade and quality of building facilities, mechanical equipment, plumbing, heating, air-conditioning, electrical systems, and other structural componentsDetermine building cost estimates based on analysis of building construction costs reported by contractors or property owners; Review land records to determine legal title to the property;Record and plot deed descriptions; Perform other related duties.

• 

  The Sassy SEWer - Sewing Lounge

  • 9008 Harford Road Baltimore, MD 21234

  • Creative Director

    • Jan 2007 - Jan 2020
    • 9008 Harford Road Baltimore, MD 21234

    Brand development, web site traffic growth. Developed brand strategy and statistics systemsManage the day to day operations, including marketing, bookkeeping, scheduling and hiring independent instructors.Instruct kids, teens and adults in garment sewing, pattern drafting, home decorating and craft sewing. Instruct students in basic sewing machine and serger operation and techniques

• 

  Capital One

  • Laurel, Maryland

  • Loan Servicing Specialist

    • Mar 2017 - Apr 2018
    • Laurel, Maryland

    Control and manage a portfolio of active credit facilitiesProcess loan request (draws, pay downs, interest payments); interest and exchange rate fixing, manual interest and fee calculations, as well as billing and liquidationsCoordinate and process loan trading activity, including settlement coordination, obtain required consents and update/maintain the loan registerWork closely with respective business units and other internal partners to align needs and provide support as neededPerform manual loan tracking enhancements, cash break analysis, reconciliations of interest, fees, letters of credit and comprehensive testing of the systemReview and extract from legal documents for compliance, interpretation and operational viability and supportDevelop, design and implement inter-departmental controls and risk reducing processes with primary goal of maintaining accurate books and recordsServe as a liaison for both borrowers and investors by responding, resolving and expediting inquiries, discrepancies and special requestPrepare and submit periodic departmental and team metricsEstablish and maintain Customer Satisfaction as the singular priority

• 

  Revere Bank

  • 319 Main Street

  • Assistant Program Manager- Loan Servicing

    • May 2015 - Jan 2017
    • 319 Main Street

    Assist the Loan Servicing Manager by taking on a leadership role within the department, while completing high level duties and assignmentsResponsible for reviewing daily edit and balancing reports and monitoring loan advances, and payment processingResponsible for quality control of the loan files and loans booked into the core systemAssist in reviewing HMDA data integrity and proper completion of the LARResponsible for determining eligibility of loans pledged to FHLB Responsible for the accurate implementation of existing policies, procedures, government regulations and systems involving daily operations of Loan OperationsAssist in identifying training needs and performing general training of Loan Servicing employeesDevelops and maintains strong working relationship with all levels of management, staff and outside clients and vendorsFollow up and serves customers promptly and professionally Perform other duties as assigned

• 

  State of Maryland

  • Baltimore, Maryland Area

  • Mortgage Compliance Examiner

    • Dec 2013 - May 2015
    • Baltimore, Maryland Area

    Examine the records and accounts of non-depository financial institutions to ensure compliance with laws and regulations; Examine collateral to loans to determine its value; Audit all aspects of insurance products, such as placements, service charges, payments, homeowners insurance, voluntary unemployment, title and non-filing insurance issued by non-depository companies; Examine all repossessions for proper compliance with rights of redemption, accounting of sale proceeds and determination as to a bona-fide sale; Examine all facets of foreclosures of real property, including reconciling balances to account for charges and expenses incurred during the sale; Review, analyze and investigate consumer complaints;

• 

  Joann Fabrics

  • Instructor

    • Feb 2003 - Dec 2014

    Instruct students in basic sewing machine operation and serger operation and techniquesInstructed kids, teens and adults in garment, home decorating and craft sewing.

• 

  Baltimore City Community College

  • Baltimore, Maryland

  • Adjunct Professor

    • Aug 2011 - May 2012
    • Baltimore, Maryland

    Instruct students in sewing and pattern making.

• 

  University of Maryland Baltimore County

  • Contingent Accountant - Office of Grants and Contract Accounting

    • Apr 2010 - Nov 2010

    Reconcile the subsidiary accounts receivable ledger to the general ledger. Analyze the differences needed to determine the correct information and to suggest possible solution(s) as to which ledgers need to be corrected.

• 

  PNC formerly Mercantile Bank

  • United States
  • Financial Services
  • 700 & Above Employee

  • AVP/Business Analyst

    • Oct 2006 - Oct 2007

    Designed and modified loan operational workflow processes for improved efficiencies forseven community banks Developed conversion loan application specifications, balancing and data validationprocedures for several community banks acquired by merger , resulting in minimal customerimpact during and after each conversion Designed and modified the technical loan application systems to support new banking loanproducts for several affiliate banks to comply with organizational and regulatorypolicies and proceduresParticipated in various corporate projects, such as new product development andregulatory compliance mandates, as loan technical analyst to ensure that the loanaccounting system could process the necessary data to comply with loan and regulatoryprocedures and policySupported internal loan service desk inquiries for seven affiliate banks by researchingand citing loan servicing policy and procedures

  • AVP/Loan Accounting Manager

    • Dec 2004 - Oct 2006

    Successfully managed a 1.3 billion dollar commercial and residential loan portfolio,resulting in accurate and timely management and regulatory reporting Successfully developed, supervised and evaluated various employees, such as AssistantManager, Sr. Loan Assistant and four Jr. Loan Assistants Established and maintained comprehensive internal controls to comply with SOX 404regulationsProposed institutional best practices for loan servicing, resulting in the implementationof the proposed best practices affiliate wide.Developed various documents resulting in efficient and timely loan servicing and loanaccounting which became standardized forms used affiliate wide. Reviewed loan packages for proper approvals, signatures and documentationResearched and resolved less routine internal and external customer questions and issuesCoordinated loan related activities with affiliate banks and other departments

  • Reconciliation Manager/Sr. Accounting Officer/Mgr

    • Nov 1998 - Nov 2004

    Managed month end close for 12 affiliate banksSuccessfully developed, supervised and evaluated the positions of data entry clerk,Accountant I and Accountant II Managed the timely and accurate posting of payroll, fixed asset, accountspayable/receivable journal entries to the general ledgerSuccessfully managed the reconciliation of internal bank and general ledger accounts for21 affiliate banks in accordance with GAAPAccountable, in part, for submission of escheated accounts to the States of MD, VA and DEAnalyzed, documented, reviewed and tested SOX 404 procedures for 12 affiliate banksDocumented, implemented, tested and maintained the business resumption plan for thecorporate finance department Assisted auditors with internal and external audits for internal controls and compliance

• 

  Viking Sewing Center

  • Sales Associate/Instructor

    • Jan 2001 - Jan 2003

    Exceptional sales of Viking Sewing machines, software and accessoriesInstructed new machine owners in the use of their sewing machinePlanned, developed and instructed creative classes for various machine ownersInstructed sewing machine owners in basic to intermediate machine embroidery techniques