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BZ

Bill Zirkelbach

Commercial Lender at Seacoast Bank
Intro Book
Seasoned banking professional with 20+ years of experience in commercial lending and mortgage lending.
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Location
Daytona Beach, Florida, United States, US
Skills
  • Loans
  • Mortgage Lending
  • Commercial Banking
  • Credit
  • Lines Of Credit
  • Show all
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Bio

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Topline AI
Bill Zirkelbach is a seasoned banking professional with 20+ years of experience in commercial lending, mortgage lending, and portfolio management. He has held various leadership positions at prominent banks, including Seacoast Bank, Regions Mortgage, and Colonial Bank. His expertise spans loan origination, credit underwriting, and relationship management.

Experience

  • Seacoast Bank
    • United States
    • Banking
    • 700 & Above Employee
    • Commercial Lender
      • Mar 2016 - Present

    • Commercial Banker
      • Jul 2013 - Present

  • Seacoat Bank/ Floridian Bank
    • 1696 N. Clyde Morris Blvd, Daytona Beach FL. 32117
    • Vice President, Market Manager
      • Aug 2013 - Mar 2016
      • 1696 N. Clyde Morris Blvd, Daytona Beach FL. 32117

      Business Development Activities Business lending opportunities for owner occupied commercial real estate, equipment purchases, working capital lines of credit, SBA 7A and 504 loan programs. Portfolio Management Manage Branch StaffConsumer based lending: Conventional real estate loans, home equity lines of credit, boat and recreational vehicles, lots loans,

  • Regions Mortgage
    • Ormond Beach, Florida
    • Mortgage Loan Officer
      • Jan 2013 - Jul 2013
      • Ormond Beach, Florida

      Home acquisition loans for primary and secondary homes and investment properties Refinance/ HARP LoansFHA/VA LendingDoctor Loan Programs Portfolio LendingJumbo Loans

  • Florida Community Bank
    • 4777 Clyde Morris Blvd Port Orange Fl 32129
    • Relationship Manager
      • Feb 2011 - Sep 2012
      • 4777 Clyde Morris Blvd Port Orange Fl 32129

      *Relationship Management*Portfolio Management*Credit Underwriting*Special Asset workouts*Business Calling

  • Sunshine State Community Bank
    • 4777 Clyde Morris Blvd , Port Orange, Fl. 321729
    • Loan officer
      • Nov 2003 - Feb 2011
      • 4777 Clyde Morris Blvd , Port Orange, Fl. 321729

      *Maintained and developed business relationships*Managed residential lending department *Special asset workout specialist *Portfolio management*Credit underwriting*Loan presentation skills*Opened two new branch offices

  • Coquina Bank
    • Dunlawton Ave Port Orange Fl 32129
    • Vice President Commerical Lender
      • Jan 2000 - Nov 2003
      • Dunlawton Ave Port Orange Fl 32129

      *Business development*Credit underwriting*Loan presentation skills*Originate residential and consumer loans

  • Colonial Bank
    • 900 Village Trail, Port Orange Fl. 32129
    • Vice President/Branch Management
      • Dec 1996 - Jan 2000
      • 900 Village Trail, Port Orange Fl. 32129

      *Managed a staff of 6*Responsible for branch sales goals *Budgeting*Business development*Credit underwriting *Loan presentation skills

Education

  • 1981 - 1985
    Keene State College
    BS, Business Administration/Marketing

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Financial Services”

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