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Benjamin Kromminga profile image

Benjamin Kromminga

Commercial Bank Officer at <span class="not-italic font-text_font lg:text-[18px] text-[16px] font-bold claimed">Hills Bank and Trust Company</span>
Intro Book
Benjamin Kromminga, a seasoned commercial banking professional with 2 years of experience, holds a Bachelor of Business Administration degree and a background in banking and finance, with expertise in loans, customer service, and team management.
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Location
Cedar Rapids, Iowa, United States, US
Skills
  • Loans
  • Customer Service
  • Time Management
  • Cashiering
  • Retail
  • Show all
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Bio

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Benjamin Kromminga is a seasoned banking professional with a proven track record of success in commercial lending, customer service, and team management. As a Commercial Bank Officer at Hills Bank and Trust Company, he has successfully managed a wide range of loans, including commercial and agricultural loans, while maintaining excellent customer service skills. Kromminga's expertise in Microsoft Office and Excel has enabled him to streamline processes and drive efficiency in his roles. Throughout his career, Kromminga has demonstrated a strong ability to analyze financial data, provide evidence-based credit decisions, and review loan applications to ensure compliance with regulatory requirements. His experience as a Credit Analyst at Central State Bank CSB and Loan Officer at Citizens State Bank has provided a solid foundation in credit analysis and risk management. Kromminga holds a Bachelor of Business Administration from Mount Mercy University and an Associate of Applied Science in Banking and Finance from Kirkwood Community College. He is proficient in Microsoft Office and Excel, and has a strong background in customer service, team management, and inventory management.

Experience

  • Hills Bank and Trust Company
    • Marion, Iowa, United States
    • Commercial Bank Officer
      • Mar 2022 - Present
      • Marion, Iowa, United States
  • Central State Bank CSB
    • United States
    • Banking
    • 1 - 100 Employee
    • Assistant Vice President/Loan Officer
      • Mar 2019 - Mar 2022

    • Credit Analyst
      • Apr 2018 - Mar 2019

  • Citizens State Bank
    • Loan Officer
      • Feb 2013 - Apr 2018

    • Credit Analyst
      • May 2012 - Feb 2013

      I use financial data such as tax returns, credit reports and balance sheets to provide evidence to support my company's credit decisions. I also review agricultural and commercial loans to ensure that they are being done properly. In addition, I make consumer loans and sell residential loans to Fannie Mae.

  • Menards
    • Building Materials Sales Team Member
      • Mar 2011 - Nov 2012

      I assisted guests in completing costs estimates for various home improvement projects such as roofing and decking. My job was to understand the customer's needs and then use my knowledge of the product to tailor a solution to their need.

  • Citizens State Bank
    • Teller
      • Feb 2009 - Aug 2010
  • Douglas Monk, Inc.
    • Construction Worker
      • May 2006 - Aug 2008

Education

  • 2010 - 2012
    Mount Mercy University
  • 2007 - 2009
    Kirkwood Community College

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Banking and Financial Services”

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