Bio
Experience
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Firstrust Bank
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Philadelphia, Pennsylvania, United States
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Sr. Portfolio Manager
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Jun 2022 - Present
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Philadelphia, Pennsylvania, United States
Specialty Lending Division - Healthcare, Veterinary, and Asset Based Lending nationwide.Philadelphia's Hometown BankThe Official Bank of the Philadelphia Eagles
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TCHG, LLC
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Nationwide
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Finance Broker - Working Capital & Equipment Finance
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Jan 2017 - Present
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Nationwide
A non-traditional lending source for when others say no.Trucking & transportation, aviation, staffing, medical & dental, manufacturing & distribution, owner-occupied real estate, hotel/motel.
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Shore United Bank
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Easton, Maryland, United States
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VP - Sr. Portfolio Manager
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Jun 2021 - May 2022
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Easton, Maryland, United States
Sr. Portfolio Manager for large commercial credit relationships on the Eastern Shore of Maryland.
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Sikes Concrete, Inc.
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Panama City, Florida Area
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CFO/CAO
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Aug 2019 - Apr 2021
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Panama City, Florida Area
Chief Financial Officer and Chief Administrative OfficerSikes Concrete operates sand pits, a fleet of 10 dump trucks, and executes small and large construction projects - lot clearing & grading, stem-walls, demolition, water & sewer, curb & gutter & paving, etc.
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Crestmark
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Birmingham, Alabama Area
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VP Business Development
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Jul 2016 - Jul 2019
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Birmingham, Alabama Area
Factoring, Asset Based Lending, and Equipment Finance across a broad array of industries across the Southeast.
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Commercial Credit Group Inc.
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Birmingham, Alabama Area
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Regional Sales Manager
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Apr 2015 - Jun 2016
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Birmingham, Alabama Area
Trucking & Transportation Equipment Finance across the Southeast.
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BB&T
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Birmingham, Alabama Area
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SVP - Commercial Finance Specialist
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Apr 2008 - Nov 2014
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Birmingham, Alabama Area
Asset Based Lending in Tennessee, Kentucky, Alabama, Mississippi and the Florida Panhandle.2009 Sterling Award Winner as bank-wide top-performing Commercial Finance Specialist.
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Wells Fargo
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Maryland/Virginia Region and Alabama/Mississippi/Florida Panhandle Region
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SVP
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Sep 2002 - Mar 2008
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Maryland/Virginia Region and Alabama/Mississippi/Florida Panhandle Region
Asset Based Lending across the MidAtlantic and the Southeast for Wachovia Capital Finance.
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Bay Bank, FSB
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Baltimore & Salisbury, MD
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SVP
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Jan 2000 - Aug 2002
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Baltimore & Salisbury, MD
Managed Salisbury, MD location for start-up Bay National Bank (now Bay Bank, FSB). Led Bank in sale of loans & deposits first two years.
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Shelba D Johnson Trucking Inc
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Triad Area of NC
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Controller
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Jan 1999 - Dec 1999
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Triad Area of NC
Controller for $20mm LTL trucking company focused in the furniture segment.Moved A/R to factoring and removed owner from U/G on significant portion of term debt.
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CIT
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Atlanta, GA
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VP-BDO
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Jan 1998 - Dec 1998
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Atlanta, GA
Asset Based Lending in Virginia, Maryland, Tennessee, and Kentucky.
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Wells Fargo
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Triad Area of NC and Roanoke, VA
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SVP
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Jul 1993 - Dec 1997
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Triad Area of NC and Roanoke, VA
Account Officer, Underwriter, and Commercial Finance Manager for First Union National Bank.Generated +$100mm in new business over 2 1/2 years as Commercial Finance Manager.
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Lighthouse Financial Corp.
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Greensboro/Winston-Salem, North Carolina Area
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Account Executive & Business Development Officer
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Mar 1988 - Jun 1993
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Greensboro/Winston-Salem, North Carolina Area
Account Exec and Business Development Officer across the Eastern US for independent ABL focused on small loans with difficult credit profiles.Developed Cost Driven Pricing Model used extensively in pricing deals.
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Wells Fargo
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Wilkesboro & Triad Area of NC
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VP
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Jun 1986 - Feb 1988
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Wilkesboro & Triad Area of NC
Credit Analyst and Account Officer in North Carolina with First Union National Bank.
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Education
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1984 - 1986Wake Forest University School of Business
Master of Business Administration (M.B.A.), General Management -
1977 - 1981High Point University
Bachelor’s Degree, Business major (accounting concentration) & History minor
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