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Bio

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Annamaria Garraway is a seasoned banking professional with extensive experience in customer service, finance, management, and risk management. She has held various roles, including Relationship Manager at Cornèr Bank - Bahamas and Senior Credit Officer at Commonwealth Bank Ltd. (Bahamas). Annamaria holds a Bachelor of Commerce degree from the University of Windsor.

Experience

  • Cornèr Bank - Bahamas
    • Nassau, New Providence, The Bahamas
    • Relationship Manager
      • Dec 2019 - Jan 2024
      • Nassau, New Providence, The Bahamas

  • Commonwealth Bank Ltd. (Bahamas)
    • Plaza Mackey Street Branch
    • Senior Credit Officer
      • Aug 2012 - Nov 2019
      • Plaza Mackey Street Branch

      • Establish and maintain relationships with realtors, builders, developers, and other potential business development sources.• Conduct applicant interview and review applicant financial and credit data to determine acceptable credit risk.• Negotiate terms and conditions of loans.• Provide guidance to loan officers in the negotiation of loan terms and conditions.• Participate in complex negotiations as necessary.• Provide loan origination and related service and support to internal bank personnel.• Keep informed on current real estate market trends and rules, regulations and upcoming changes pertaining to consumer and residential lending.• Provide superior customer service to existing and prospective customers.• Evaluate developing trends and opportunities for business development and communicate results with loan officers and management.

  • RBC
    • Prince Charles Branch
    • Senior Account Manager
      • Mar 2010 - Aug 2012
      • Prince Charles Branch

      • Managing a portfolio of accounts;• Researching new business leads and ‘pitching’ for new business;• Maintaining and building relationships with existing clients;

  • Bank of The Bahamas
    • Card Centre, Village Road
    • Team Leader, Operations Department Card Services
      • Oct 2005 - Feb 2010
      • Card Centre, Village Road

      • Assisted with the business plan development and start-up of the Card Services Centre• Assessed the local and internationalcard industry and formulated analyses to support business decisions• Recommended annual performance objectives and action plans to increase the Bank’s profitability• Assisted with the preparation and implementation of operating and audit procedures• Prepared quarterly performance reports for submission to the management team and Board • Supervised the administrative support team

    • Research and Information Officer
      • Jul 2004 - Oct 2005
      • Goodman's Bay Corporate Centre

      • Prepared and analyzed information on the industry, regulatory environment and economy• Prepared speeches, fact sheets, press releases and other materials

  • Office of the Registrar Of Insurance Companies
    • Dockendale Corporate Centre, West Bay Street
    • Insurance Analyst
      • May 2002 - Jun 2004
      • Dockendale Corporate Centre, West Bay Street

      • Analyzed all issues and inquires regarding insurance companies • Maintained the monitoring system for the registered insurance bodies • Investigated case insurance reports

Education

  • 1999 - 2001
    University of Windsor
    Bachelor of Commerce (B.Com.), Accounting and Finance

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Banking”

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