Okay, so Angela has a mix of skills, but insurance and benefits are her main areas. Leadership and management skills are also valuable. Location is Cedar Rapids, IA, which is a mid-sized city. Industry demand for insurance and benefits professionals is steady, but rates can vary. Let’s look at national averages. According to the Bureau of Labor Statistics, insurance underwriters (similar to Angela’s role) can earn median salaries around $62,000 per year. However, more experienced professionals or those with leadership roles might earn higher salaries. Considering Angela’s skills and experience, I’d estimate her hourly rate to be around $40–60. However, given her leadership skills, I’d adjust that up to $50–75 per hour. Considering the local market and her specific skills, I’d estimate her hourly rate to be around $85.