Okay, let’s tackle this. So Andrea has skills in banking, mortgage lending, and credit analysis, which are in demand. She also has experience in customer service and management. Location is Cedar Rapids, Iowa, which is a mid-sized city. According to the Bureau of Labor Statistics, the average hourly rate for bank tellers and customer service representatives in the Cedar Rapids area is around $15-$20 per hour. However, considering her skills and experience, I would estimate her rate to be on the higher side of that range. Maybe around $75 per hour, considering industry standards for banking professionals with similar skills and experience.