Experience

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  UniCredit Bank Bosna i Hercegovina

  • Bosnia and Herzegovina
  • Banking
  • 300 - 400 Employee

  • Risk Analyst in Monitoring

    • Apr 2023 - Present

  • Risk Analyst in Restructuring

    • Oct 2019 - Apr 2023

    • Analyzing financial statements and results of the clients,• Identifying and proposing appropriate restructuring and modificationmeasures as well as opportunities for problematic client's placements,• Creating a strategy for the client to overcome payment difficulties andstart with regularly payments,• Preparing and analyzing forecasts, cash flow projections and NPVs,• Identifying key risks and calculating relevant ratios,• Preparing risk assessment/report,• Monitoring of the clients in portfolio and regularity of it's payments,• Creating the cost of loan loss provision calculation for individual clientsand portfolio

  • Credit Risk Analyst in Underwriting Corporate

    • Jul 2017 - Oct 2019

    • Identifying, measuring and analyzing credit risks and other risks, • Analyzing financial statements of the clients, • Calculating of relevant ratios, • Complete risk assessment report with approval proposal, including creditanalysis and summaries of loan request.

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  UniCredit Leasing

  • Italy
  • Banking
  • 700 & Above Employee

  • Risk analyst

    • Mar 2011 - Jul 2017

    • Analyze the financial statements of the clients (leasing transactions for equipment, real estate, cars for private clients and SME & Large corporates ),• Preparing and analyzing the cash flow projections• Preparing the risk assessment,• Review the customers with high leasing exposure,• Identification and measurement of operational risks and key risk indicators, • Creating scenario analysis for operational risks,• Involvement in the implementation of BASEL III in UCL

  • Debt Collection Assistant

    • Aug 2010 - Mar 2011

    • Collection of claims (soft collection - calls, letters; hard collection - blocking accounts of the clients, repossession of the assets, proposals for execution on the property),• Restructuring applications (analyze the financial statements and preparing the risk assessment),• Monitoring of regularity of payments of the clients,• Keeping up to date database of measures and results of collection of doubtful debts on further proposals to the Management

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  AW Broker doo

  • Assistant for financial analysis

    • Feb 2010 - Aug 2010

    • Analysis of companies, stock trading (financial analysis of companies, technical and fundamental analysis of companies, portfolio management, stock trading)• Accounting and financial jobs (accounting and control of purchase and sales invoices, working with banks, control and record of bank stat...