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Anastasia Bakulina is a seasoned credit expert with extensive experience in credit analysis, risk management, and corporate finance. She has worked in various roles, including Deputy Head of Credit Analysis Department at BKS Bank and Head of SME Credit Division at Otkritie. Anastasia holds a Master's degree in Bank and Finance from University of Paris I: Panthéon-Sorbonne and a Bachelor's degree in Turnaroud management from Finance University under the Government of the Russian Federation.

Experience

  • БКС Банк
    • Москва, Россия
    • Deputy Head of Credit analysis Department
      • Sep 2022 - Present
      • Москва, Россия

  • BCS Global Markets
    • Москва, Москва, Россия
    • CIB credit analysis
      • Jun 2020 - Aug 2022
      • Москва, Москва, Россия

  • Otkritie
    • Moscow City, Russia
    • Head of SME credit division /Начальник Управления кредитования блока МСБ
      • Nov 2018 - May 2020
      • Moscow City, Russia

      Functional responsibilities: • Management of Underwriting Division : deal origination, deal structuring, business analysis, risk mitigation; • Full-cycle credit analysis process, final deal structure approvement with decision makers on Credit Committee ; • Optimization of SME Financial analysis and risk assessment based on sector-specific approach. Development of sector-specific indicators in order to increase the efficiency of decision taking process; • Development and implementation of Credit Pipeline process; credit process automatization.

  • Absolut Bank
    • Moscow City, Russia
    • Deputy Head of Corporate credit Dept/Заместитель Директора Департамента корпоративного кредитования
      • Dec 2010 - Nov 2018
      • Moscow City, Russia

      Functional responsibilities: Management • Credit divisions’ administration, cooperation with bank departments and third parties; • Supervising of Credit applications process including financial and business analysis (top corporates and midcaps); • Elaboration and implementation of KPIs for staff. Methodology • Development of Corporate financial analysis approach, implementation and control ; • Credit products structuring jointly with other business units; • Presentations, seminars on the uplift on credit applications quality; • Development and implementation of Credit Pipeline process. Credit process automatization. Operations • Credit applications approval on Credit Committees (credit sponsorship); • Deal origination and relationship management, deal structuring and negotiation of credit documentation; • Monitoring of credit portfolio and fulfilment of credit agreements conditions; • Calculation and monitoring of deals’ RAS reserves. Coordination with Russian Central Bank.

  • Barclays Bank Russia
    • Moscow City, Russia
    • Senior Analyst/ Старший кредитный аналитик
      • Oct 2009 - Dec 2010
      • Moscow City, Russia

      Functional responsibilities: • Corporate Financial analysis, credit deal structuring; • Credit applications approval on Credit committee; • RAS reserves calculation, monitoring of borrowers financial situation according to Russian legislation; • Training of junior analysts, presentations.

  • Raiffeisen Bank Russia
    • Moscow City, Russia
    • Risk Manager/Специалист Управления кредитных рисков
      • Nov 2007 - Oct 2009
      • Moscow City, Russia

      Functional responsibilities: • Corporate Credit risk analysis and risk advice preparation; • Deal structuring; • Risk advice approval on Credit Committee; • Monitoring of CC conditions fulfilment; • Training for junior risk managers

  • VTB
    • Moscow City, Russia
    • Risk Management Expert/Эксперт Службы рассмотрения кредитных заявок
      • Jan 2007 - Nov 2007
      • Moscow City, Russia

      Functional responsibilities: • Corporate Credit risk analysis, deal structuring and risk advice preparation; • Collateral assessment

  • Crédit Agricole CIB
    • Paris, Ile-de-France, France
    • Private Equity Department
      • Jun 2006 - Dec 2006
      • Paris, Ile-de-France, France

      Private Placement Dept

Education

  • 2007 - 2008
    Finance University under the Government of the Russian Federation
    Certificate of Business Appraisal, Business appraisal
  • 2005 - 2007
    University of Paris I: Panthéon-Sorbonne
    Master 2 Professional, Bank and Finance
  • 2000 - 2005
    Finance University under the Government of the Russian Federation
    Bachelor's degree, Turnaroud management

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Industry Focus. “Banking”

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