Experience

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  Tata Motor Finance

  • Bengaluru, Karnataka, India

  • Regional Manager

    • May 2022 - Present
    • Bengaluru, Karnataka, India

    Handling repossessed vehicle stock management. To ensure and explore the best market value of assets under our disposals.Developing a network of bidders for the best market price.Organizing and facilitating online auctions, parking yard auctions, and open auctions to sell used commercial vehicles.

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  Tata Motor Finance

  • India
  • Financial Services
  • 700 & Above Employee

  • Regional Product Head

    • 2018 - 2022

    Tata Motors Finance Solutions Limited, a subsidiary of Tata Motors Finance LtdRegional Product Head for used Vehicle Business, West

  • Regional Collections Manager

    • 2014 - 2018

    Responsible for collection of Low-Risk Vertical (LRV) Collections, West

  • Regional Collection Manager- Recovery & Strategic Collections, West

    • 2012 - 2014

    Responsible for all collections activities pertaining to 23+ OD bucket Customers of the Western Region• Effective utilization of resources in hand to increase overall collections• Close coordination with Empanelled Legal Agencies for filing of Execution Proceedings & execution of warrant of Attachments.• To Drive the team of State Heads/Team Leaders/Field Executives to achieve the assigned Target

  • Regional Collection Manager- East

    • 2009 - 2012

    To drive the team to achieve the optimum collections in Commercial Vehicles & Passenger Vehicles Portfolio of the Eastern Region.• Review and monitor the State Head and the other team down the line• Appointment of collection and Repo-agencies basis the State Head’s recommendations• Logical Allocations of the cases to the agencies/ FOS• Ensuring Quality training to the team down the line• Constantly analyze the portfolio and adopt innovative methods to increase the efficiencies• Ensuring audit compliance in the region• Coordinating with the centralized insurance team on pending insurance matters and taking the cases to close

  • State Business Head

    • 2005 - 2009

    Responsibility for Sales, Collections, operation & all the allied activities for financing Tata Commercial Vehicles & Passenger cars for the State of Bihar• To promote the sale/market spread of Tata Commercial Vehicle and Passenger Car Segment through innovative and competitive finance schemes.• To promote need-based funding/ used Vehicle funding (All range of Tata Commercial Vehicle, Passenger Segment) by optimum utilization of the existing channels and database.• Develop and improve relations with Market Channels like Dealers, DSA, Collection Agencies, Repo Agencies, MSPs, TML- Area Offices, Salesmen• Provide and ensure branch/region infrastructure requirements

  • Senior Officer

    • 2002 - 2005

    Increased the sales of Tata Motors by providing financial solutions to the dealers.To review, control & reduce the overdue in the state through dealers.

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  Ashok Leyland

  • Patna, Bihar, India

  • Area Sales Officer

    • 1998 - 2002
    • Patna, Bihar, India

    Business development by exploring the new area of prospective customers. Achieve budgeted business volume/collection/income.• Proposal evaluation with utmost care and foresight to ensure that repayment is not only timely but flows in smoothly.• Collection of Monthly hires and reduction of NPA• Asset protection by a timely collection of R.C. Book, Insurance updation, etc.• Keeping close track of asset movement by timely follow up as well as by developing a strong network of Repossession Agents.

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  Chandra Brothers

  • Gaya, Bihar, India

  • Sales Manager

    • 1993 - 1998
    • Gaya, Bihar, India

    An authorized Tata Motors Ltd Dealer at Gaya. Responsible for whole business through Telco BHPC andtheir recoveries.