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Amber Niles

Procurement Buyer at <a class="not-italic font-text_font text-[18px] font-bold cursor-pointer text-link_color" target="_blank" href="/companies/smith-county">Smith County</a>
Intro Book
Experienced finance professional with expertise in loans, credit, and customer service.
  • Claim this Profile
Location
Tyler, Texas, United States, US
Skills
  • Loans
  • Credit
  • Customer Service
  • Finance
  • Loan Origination
  • Show all
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Bio

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Amber Niles is a seasoned finance professional with 20+ years of experience in loans, credit, customer service, and management. She has worked as a Loan Officer, Assistant Vice President / Operations Manager, and Court Clerk, and holds a degree in Public Administration from Tyler Junior College.

Experience

  • Smith County
    • United States
    • Government Administration
    • 200 - 300 Employee
    • Procurement Buyer
      • Mar 2022 - Present

    • Smith County Tax Office
      • Oct 2015 - Jun 2022

  • The First National Bank of Hughes Springs
    • Loan Officer, Assistant Vice President / Operations Manager
      • Mar 2002 - Jan 2015

      Increase the credit business of the institution° Pull and analyze credit history° Approve loans within specified limits, and refer loan applications outside those limits to management for approval° Analyze applicants financial status, credit and property evaluations to determine value° Explain different types of loans and credit options that are available, as well as the terms available for those services° Review loan agreements to ensure that they are complete and accurate° Handle client complaints and take the appropriate action to resolve them° Negotiate payment arrangements with clients who have delinquent loans° Supervise Teller employees° Prepare letters to send to clients whose accounts are delinquent° Collect on past due accounts° File papers with the JP for delinquent or charge off accountsAdditional duties:° Vault Teller° Order supplies for branch° Back up new accounts when needed° Back up loan processor when needed° Back up proof when needed° Balance customers accounts when requested° Balance the Transfer and Filing Account° Prepare Repossession files and forms

    • Loan Processor
      • Dec 2002 - Aug 2005

      Excellent communication skills informing client on rights and responsibilities where the loan is concerned° Prepare and process loans based on applications received° Verify all documentation provided by the applicants when applying for a loan° Close loans that have been approved, verify all policies have been followed and all signatures are on all documents° Procure all loan documents

    • Teller
      • May 2002 - Dec 2002

      Responsible for receiving and distributing money, receiving loan payments° Managed accounts payable and receivable° Responsible for all financial transactions in the bank° Responsible for maintaining good rapport with the clients

  • City of Kilgore
    • Court Clerk
      • Nov 2000 - Aug 2001
  • Olive Garden
    • Server/Hostess
      • May 2000 - Jan 2001
  • Bealls
    • Sales Clerk
      • Jun 1999 - Jun 2000

Education

  • 2022 - 2024
    Tyler Junior College

Suggested Services

This profile is unclaimed. These are suggested service rates with 0% commision upon successful connection

Industry Focus. “Financial Services”

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