Okay, let’s tackle this. So Alec has 39 years of experience in banking and finance, which is extremely extensive. However, his experience is mostly in South Africa, and the finance industry can vary greatly by location. Considering his role as a credit manager, he likely has strong skills in credit analysis and financial reporting. However, his salary or hourly rate is not directly comparable to those in the United States. That being said, according to various sources, credit managers in South Africa can earn around R 500,000 - R 1,000,000 per annum. Assuming an 8-hour workday and 260 working days per year, that's approximately R 2,500 - R 5,000 per hour. Converting this to USD, assuming an exchange rate of 1 USD = 15 ZAR, we get around $167 - $333 per hour. However, this is a very rough estimate and should be taken as a rough order of magnitude. Considering Alec's experience and skills, I would estimate his hourly rate to be around $75, which is a more conservative estimate.