Experience

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  BBI Bosna Bank International

  • Sarajevo, Federation of Bosnia and Herzegovina,...

  • Director of Monitoring and Analysis of Credit Risk Exposure Division | Bosna ...

    • Jan 2024 - Present
    • Sarajevo, Federation of Bosnia and Herzegovina,...
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  Addiko Bank Sarajevo

  • Bosnia and Herzegovina
  • Financial Services
  • 200 - 300 Employee

  • Head of Credit Risk and Regulatory Reporting Department at Addiko dd Sarajevo

    • Mar 2022 - Jan 2024

    As a seasoned professional, I oversee the implementation of credit risk control strategieswithin my team, ensuring effective coordination of departmental work by assigning tasksand responsibilities to team members. My role encompasses a wide range ofresponsibilities, including : Managing local and group IFRS 9 ECL calculations.Client classification.Utilizing analytical tools such as SAS, SQL, and R for data analysis.Managing local and group forecasting and budgeting of Risk figures.Handling local RWA (Risk-Weighted Assets) calculation, reporting, and planning.Preparing local and group regulatory reports.Implementing regulatory decisions related to Risk.Communicating with Regulator and auditors.Conducting PD (Probability of Default), LGD (Loss Given Default), and CCF (CreditConversion Factor) modeling activities.Prepayment Group models.Validating models.Participating in ICAAP (Internal Capital Adequacy Assessment Process) and stress testactivities.Developing PD Scorecards.A member of the local Risk committee.A member of the local committee for the regulatory exceptions.

  • Credit Risk and Regulatory Reporting Manager

    • Feb 2020 - Apr 2022

    Team Leader with diverse responsibilities including local and group IFRS9 ECL calculation,client classification, expertise in SAS/SQL/R, forecasting and budgeting of local and groupRisk figures, Local RWA calculation, reporting, and planning. Proficient in producing Localand Group Regulatory Reports, implementing regulatory decisions related to Risk, andfacilitating communication with Regulators and auditors. Experienced in the developmentof PD and LGD IFRS9 models, CCF model development, Prepayment Group modeldevelopment, model validation, Power BI reporting, and participation in ICAAP and stresstest activities.

  • Credit Risk Controlling Function

    • 2016 - Feb 2020

    ECL calculation, RWA reporting and planning. Proficient in ensuring data quality andautomation, conducting data analysis, SQL querying, SAS usage, and automating reportgeneration. Effective in communication with Regulator and auditors.

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  Hypo Alpe-Adria-Bank d.d.

  • Sarajevo

  • Senior Expert Officer in Risk Controlling Department

    • Dec 2013 - Feb 2020
    • Sarajevo

    Proficient in reporting and SQL querying, with a strong track record in project work,particularly in DWH and ETL-related projects. Experienced in the implementation of Basel IIcounter and dedicated to ensuring high data quality.

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  Hypo Alpe-Adria-Bank d.d

  • Sarajevo

  • SRP Reporting Department

    • Dec 2012 - Dec 2013
    • Sarajevo

    Experienced in SRP calculation and SRP tool implementation, with a strong background inreporting, as well as designing, creating, and monitoring Access databases and Excelautomations. Proficient in managing and contributing to Risk-related projects.

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  HETA doo (Hypo Alpe Adria Leasing wind-down ent...

  • Sarajevo

  • Expert officer in Credit Processing Department

    • Aug 2011 - Dec 2012
    • Sarajevo

    Proficient in data analysis, skilled at generating insightful reports, and experienced ineffectively collaborating with clients to meet their needs. Skilled in using data to driveinformed decision-making and client satisfaction.