Okay, let’s calculate this. Alan has a strong background in mortgage lending with skills like FHA, mortgage lending, and real estate. He’s also experienced in investment properties, refinance, and short sales. Considering his skills and experience, he’s likely in the $100–$200 per hour range. However, since he’s not a broker or a loan officer, but rather a mortgage professional, his rate might be lower. Looking at industry benchmarks, mortgage professionals with similar skills can charge around $100–$150 per hour. Given his expertise and experience, I estimate his hourly rate to be around $125.