Experience

• 

  BLK Partners

  • Lebanon

  • Finance & Admin Manager

    • Jun 2023 - Present
    • Lebanon

• 

  Fransabank SAL

  • Lebanon
  • Banking
  • 700 & Above Employee

  • Data Analyst Supervisor

    • Mar 2021 - Feb 2024

    Supervisor/Data Analytics Section - Risk Management Division, Fransabank sal, Lebanon: Build models and provide reports to the Board, and different upper management committees such as Risk Committee and Asset Liabilities Committee.

  • Regional Credit Officer

    • Mar 2015 - Mar 2021

    A front office position acting as an interface between clients and Small and Medium Enterprises (SME) department. The position requires: multi-tasking, operating under pressure, being systematic and setting priorities, close and continuous follow up with strong negotiation skills. Main tasks: Grow the portfolio of SME clients thru preliminary negotiations with clients.  Advocate client files at credit committees and provide weekly and monthly reports.  Validate the different contracts drawn between the bank and its clients. Moreover, examine the different legal documents and contracts pertaining to corporate clients, such as bylaws, minutes of meetings, rent contracts, proxies, purchase agreements, sales contracts, etc.

  • Credit Officer

    • Jul 2010 - Mar 2015

    * Prepared reports analyzing the situation of clients in terms of morality, financial credibility and net worthiness. The ceiling of turnover per client is $5Mln.*Recommended the type of facilities to be granted to the client, their ceiling and the securities and covenants to be requested. The aggregate amount of facilities granted to one client was $2Mln.*Met with clients, when situations required, to further understand their type of work, their exact needs and to negotiate with them the terms and conditions of the facilities to be granted.*Followed up on approved files in order to accelerate the administrative phase and make sure the file does not get stuck at any deadlocks. *Monitored existing and newly granted clients in order to make sure they are operating according to expectations and dealing with any irregularities that might turn up.*Double-checked on all legal contracts and documents drawn between the bank and its clients before the final signature of the contracts.

• 

  American University of Beirut

  • Graduate Assistant

    • Sep 2008 - Jul 2009

    *Assisted professors in class and course preparations and conducted research*Monitored during exams and ushered during graduation and conferences

• 

  Malia Group

  • Accountant

    • Dec 2005 - Aug 2008

    *Prepared bank transfers and special files using Microsoft Office tools according to partners and internal managers’ requests*Issued P&L reports, daily invoices, and checks*Dealt with the 7 classes of accounting accredited in Lebanon as well as 2 off-balance sheet classes*Distributed charges on purhase orders from foreign suppliers*Reconciled statements*Opened and Closed accounting periods on a monthly basis, in addition to L/G’s and L\C’s*Consolidated accounts between intercompanies*Implemented ISO procedures of accounting *Performed control on team members’ daily work*Worked with 4 types of programs: 2 Oracle applications, Laser Fische and Lotus Notes*Organized files and archives