Okay, let’s calculate this. Wayne has 25 years of experience in banking, which is a significant amount of time. He has held a senior position as Vice President at a bank, which indicates his expertise. Skills like commercial lending, portfolio management, and risk management are in demand. However, his role is not as high-level as a mediator or judge, which typically command higher rates. Location is Lansing, Michigan, which is a mid-sized city. According to industry benchmarks, bankers with similar experience and skills can charge around $100-$150 per hour. Considering his experience and skills, I estimate his hourly rate to be around $125.