Bio
Experience
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New American Funding
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Irvine, California, United States
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Senior Mortgage Underwriter
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Jul 2020 - May 2022
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Irvine, California, United States
Senior mortgage underwriter. FHA, Conventional, down payment assistance.
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FHA, Conventional Underwriter
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Sep 2019 - Jun 2020
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Essex Mortgage
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Orange, California
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Mortgage Underwriter
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May 2018 - Sep 2019
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Orange, California
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First Direct Lending, LLC - NMLS #1110278
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Irvine, California
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Underwriter III
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Sep 2016 - Apr 2018
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Irvine, California
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GENPACT
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Irvine, California
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Senior Manager
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Apr 2015 - Sep 2016
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Irvine, California
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American Advisors Group
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Orange County, California Area
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Underwriting Team Lead
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Nov 2013 - Apr 2015
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Orange County, California Area
Manage 10-12 Junior and DE underwriters for reverse FHA insured mortgages.
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Greenlight Loans
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Irvine, California
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Sr. Conventional & FHA Purchase Underwriter
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Aug 2013 - Nov 2013
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Irvine, California
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Greenlight Financial Services
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Irvine, Ca
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Underwriter Trainer/Special Projects
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Sep 2012 - Jul 2013
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Irvine, Ca
Lead Trainer for Underwriting Department. Train seasoned underwriters on guideline updates and procedures. Also train individuals with mortgage experience to become underwriters through a 6 week intense concentrated training course. Assist the director of Underwriting with special projects.
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Underwriter
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Sep 2010 - 2011
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Consultant
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Jun 2010 - Sep 2010
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HAMP Underwriter
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Sep 2009 - Jul 2010
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Underwriter
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Mar 2009 - Jul 2009
Credit lending decisions based upon income (including in depth personal and business tax returns), credit analysis, asset verification, and detailed appraisal review.Individual signing authority up to $750,000. Level 4c –highest level for staff underwriterWork closely with brokers, account executives, mortgage loan specialists (account managers), and funding associates to ensure a positive experience for both the borrower and the external customers.Daily individual production goals met or exceeded consistently .Daily problem solving and resolutions.
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Sales Team Leader
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Jul 2008 - Feb 2009
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Operations Manager, Sales Manager, etc.
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Feb 2000 - Nov 2007
Held numerous positions with the company. Underwriter (prime and non-prime), sales manager, branch operations manager, prime underwriting team leader. Responsible for state compliance, underwriting guidelines, and assisted with back end sales to investors.
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Operations Manager
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2005 - 2007
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Underwriter
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2000 - 2007
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Education
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2022 - 2023Clary Sage College
Aesthetician/Esthetician and Skin Care Specialist -
1993 - 2008Golden West College
Accounting
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