Experience

• 

  Hensel Development Co. Inc.

  • United States

  • Owner

    • Dec 2000 - Present
    • United States

    Responsible for management of Commercial Retail Strip Center, Athletic Club, Mini Storage Facility and rental properties, including skills in Lease negotiation, business development, state compliance, sourcing, collections, and operations.Active in the assessment and sale of real estate through home lots and condominiums.

• 

  Priority Investment Group, Inc

  • Founder, President/CEO

    • Nov 2002 - Jul 2009

    Responsible for daily management of the consumer loan/check-cashing business, including state licensure and compliance, development of policies and procedures, human resources, marketing and financial reporting.Developed detailed business plan to achieve and maintain profitability in first month of operations. Developed and implemented in-house collection policies and procedures on consumer loans in default.

• 

  Camco Financial Corporation

  • Commercial Credit Officer

    • Apr 2002 - Oct 2002

    Responsible for the underwriting and approval of commercial and investment real estate loans ranging from $100,000 to $2,000,000. Developed new underwriting and financial template models to streamline the loan closing process cutting time by 50%.

• 

  Textron Financial Corporation

  • Portfolio Manager

    • Dec 2001 - Mar 2002

    Responsible for managing existing customer relationships, including the organic-growth of the credit portfolio, covenant compliance monitoring, credit analysis, and re-structuring of existing customer relationships.Assist with due diligence field audits of existing and prospective customers.Develop strategic relationships to create opportunities to increase non-risk fee income by providing consultative services to vendors and service-providers in the telecommunications, energy and e-business market sectors.

  • Credit Analyst

    • Jan 2001 - Dec 2001

    Performance of financial analysis and underwriting of new transactions, including Receivables Sale Agreements, Revolving Enterprise Value Loans and Asset-Based Loans.Support Business Development and Credit staff by a) preparing pricing and IRR models, b) the preparation and review of term sheets, and c) the production of write-ups and reports summarizing analysis and due diligence.