Okay, let's break it down. Steve has 11 years of experience as President of a mid-sized insurance company, which is a significant accomplishment. His skills in leadership, team building, and strategic planning are highly valued in the industry. However, his role is not in a high-demand field like finance or tech, and he doesn't have any advanced degrees. Considering his experience and skills, I'd estimate his hourly rate to be around $125, which is slightly below the national average for insurance executives. This rate is also influenced by his location in Marysville, California, which is a smaller market. To give you a better idea, here are some salary benchmarks: the national average for insurance executives is around $150,000 per year, while the average hourly rate for executives in the insurance industry is around $75. So, Steve's rate of $125 per hour is a bit lower than average, but still competitive considering his experience and skills.