Okay, let’s break it down. Scott has 9 months of experience as a Producing Branch Manager at InterLinc Mortgage, which is a mid-sized mortgage company. His skills in mortgage lending, finance, and credit are in demand. Considering his role and location in Tulsa, Oklahoma, I would estimate his hourly rate to be around $125. This is slightly lower than the national average for mortgage lenders, but taking into account his relatively short experience, it's a reasonable estimate. For example, according to the Bureau of Labor Statistics, the median annual salary for mortgage lenders in the United States was around $127,000 in May 2021. However, this figure includes a wide range of experience levels and locations. Given Scott's limited experience, I'm rounding down to $125 per hour.