Richard Dubois is a seasoned banking executive with a proven track record of driving growth and success in the retail and commercial lending spaces. As Retire CEO of Franklin Savings Bank, he spearheaded strategic initiatives that expanded the bank's online presence and strengthened its branch network. Throughout his tenure, Dubois has developed a keen expertise in branch management, commercial lending, and mortgage lending, with a focus on delivering exceptional customer experiences. His leadership has been instrumental in shaping the bank's retail banking strategy, resulting in significant increases in customer engagement and loyalty. With a deep understanding of the banking industry, Dubois brings a unique blend of technical and business acumen to the table. His expertise in internet banking, lines of credit, and residential mortgages has been highly valued by clients and colleagues alike.