Experience

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  BancFirst

  • United States
  • Banking
  • 700 & Above Employee

  • Commercial Loan Officer, VP

    • Sep 2021 - Present

  • Sr. Credit Analyst & Commercial Loan Officer, AVP

    • Jul 2020 - Sep 2021

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  Equity Bank

  • Tulsa, Oklahoma, United States

  • Commercial Portfolio Manager, AVP

    • Mar 2019 - Jul 2020
    • Tulsa, Oklahoma, United States

    • Work with senior management, relationship managers, and credit to originate, monitor, and grow relationships.• Closely monitor past due, matured/maturing loans, and exceptions reports and work with borrowers to bring loans current, and cure exceptions and underwriting requirements.• Manage and promote the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements.• Work with clients directly to understand credit needs and represent the bank in developing and maintaining client relationships while also cross-selling the Bank’s services. • Negotiates loan proposals while also analyzing and evaluating credit requests, writing loan commitments, and recommending appropriate credit grade. • Makes oral presentations to loan committee and implements approval or declination action.• Currently manage a $30MM portfolio.

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  Spirit Bank

  • United States
  • Banking
  • 1 - 100 Employee

  • Credit Analyst, AVP

    • Jan 2016 - Mar 2019

    • Analyze various financial documents and prepare reports to determine the level of risk involved in lending.• Spread and interpret financial data to evaluate the borrower’s financial status and compare to industry averages.• Occasionally run day-to-day operations in the bank’s factoring program by purchasing A/R, processing electronic and lock-box payments, and balancing general ledgers daily; trained full-time replacement.• Assist the DAO by reviewing appraisal requests for appropriate documentation and bid/place order for residential and commercial properties.• Complete review and compliance checklists and issue appraisals for bank use.

  • Post-Documentation Review

    • Apr 2015 - Jan 2016

    • Reviewed all consumer and commercial real-estate and non-real estate loans for policy, compliance, and perfection issues and set exceptions for said issues; trained full-time replacement.• Assisted the loan operations manager with day-to-day operations by reviewing loan applications for policy issues/exceptions and assigning loans to processors; assisted processors with imaging and filing documents.

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  American Heritage Bank

  • Tulsa, OK

  • Commercial Loan Document Specialist

    • Jul 2014 - Apr 2015
    • Tulsa, OK

    • Initiate the required documentation on commercial real estate and non-real estate loans for individual investors and business entities.• Responsible for entering loans into the loan origination system and then booking loans while tracking for collateral and exception items, post-closing.• Responsible for filing UCC’s and EFS’s with State and court entities, and mortgages and mortgage related documentation with the appropriate counties.

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  Wells Fargo Home Mortgage

  • Tulsa/Broken Arrow, OK

  • Home Mortgage Consultant

    • Sep 2011 - Jul 2014
    • Tulsa/Broken Arrow, OK

    • Pre-qualify potential customers, identify loan options, and prepare a complete loan application.• Evaluate credit eligibility, ability to repay, and validity of documents sourcing funds.• Develop new market opportunities through realtor contacts and other organizational entities.• Completed Wells Fargo Sales Essentials and High Performance Sales programs.• 2012 Production: $4.5MM; 2013 Production: $7.5MM

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  Northwestern Mutual

  • Tulsa, OK

  • Financial Rep. Intern

    • Jan 2011 - May 2011
    • Tulsa, OK