Okay, let’s calculate this. Nancy has 25 years of experience in commercial banking, which is a significant amount of time. Her role as Vice President of Commercial Lending at a bank in Tulsa, OK, suggests she has a strong understanding of the industry and its nuances. Her skills in credit analysis, loan origination, and customer service are also valuable assets. Considering her experience and location, I would estimate her hourly rate to be around $125. This is slightly lower than what I would expect for someone with similar experience in a larger city like New York or Los Angeles, but still reflects her expertise and the demand for her services in the Tulsa market.