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Muhamad Teguh Arief Wibowo is a seasoned professional with extensive experience in credit, banking, and financial services. He has held various leadership positions, including Regional Sales Manager at Shell, Regional Business Development Manager at Manulife, and Area Business Manager at AIA. He has also worked as a Staff Credit Analyst and Validation Card Center at PT Bank Rakyat Indonesia (Persero) Tbk. He holds a Bachelor's degree in Marketing/Marketing Management from Islamic University of North Sumatera.

Experience

  • Shell
    • North Sumatera & NAD
    • Regional Sales Manager - B2B Lubricant
      • Sep 2019 - Present
      • North Sumatera & NAD

      - Decision maker for the price to the distributor business owners to reach the balance distributor margins, so business development can increase every quarter.- Supervise and maintain the distributor stock to be able to cover for all customers as end users of lubricants.- Maintain cooperation with stakeholders in the distributor business and lubricant customer users.- Take the opportunity to review the customer's site directly as a service to ensure lubricants using properly.- Maintain market price balance so there’s no lubricant hoarder as part of business risk.- Reviewing and monitoring all employees related to the result of daily sales in accordance with the targets.- Make a report directly to the national head of every result that has been carried out including the team's success in replacing competitor products

    • Canada
    • Insurance
    • 700 & Above Employee
    • Regional Business Development Manager
      • Jan 2018 - Aug 2019

      - Maintain the policies of stakeholders and partners in developing sales business in each area and branch.- Create a customer satisfaction policy on the results of sales marketing.- Maintain relationships with colleagues as direct sellers to customers starting from regional heads, branch heads and operational heads.- Make direct reports to national heads and PB heads in direct sales of all regional sales reporting.

    • Area Business Development Manager
      • Apr 2015 - Dec 2017

      - Manage teams in 5 main branches to maintain sales for each bank partner.- Maintain good relations between stakeholders starting from regional heads, branch heads, supervisors, and heads of operations.- Provide sales education to bank staff regarding insurance products and sales at branches.- Manage the flow of partner rewards, strategize sales policies and maintain the stability of the sales spirit.

  • AIA
    • Greater Jakarta Area, Indonesia
    • Area Business Manager
      • Jan 2012 - Mar 2015
      • Greater Jakarta Area, Indonesia

      Partner Business ANZ & Bukopin- Together with the Relationship Manager maintain the stability of sales at the branch to customers.- Delivered targets to the heads branch for sales and explain the products to all customers on branch with portfolio databases morethan IDR5 Billion- Create reward policies and presentations on customer gatherings related to products so that they can reach the target with a scheme to attract customers to get product value.- Maintain sales in 4 branches with RM and sales counter to increase branch volume based.

  • PT BFI Finance Indonesia, tbk
    • Banten Province, Indonesia
    • Branch Head Product
      • Jan 2011 - Dec 2011
      • Banten Province, Indonesia

      - Monitor direct sales to customers with the involvement of 5 teams division such as marketing, market, operations, collectors, and external collectors.- Maintain good relations with showroom owners so each unit sale always use BFI products.- Make reports every week to regional leaders from sales, collection, and branch operational fund systems.- Create a promo reward policy for successful sales at branches and maintain branch collection ratios as well as establish relationships with third parties in unit pull sales.

  • PT Bank Rakyat Indonesia (Persero) Tbk
    • greater jakarta area, indonesia
    • Staff Credit Analyst and Validation Card Center
      • Nov 2008 - Dec 2010
      • greater jakarta area, indonesia

      - Make reporting policies to supervisors for granting customer application credit limits.- Validate applications with a centralized screening system to BI.- Withdrawal of debtor information system (SID) with timely data collection speed.- Finalize the application with a rejection approval policy or accept approval policy.

Education

  • 2015 - 2015
    Manulife Academy Development Manager
  • 2012 - 2012
    Indonesia life Insurance Association (AAJI)
    Insurance Sertificate
  • 2010 - 2011
    Management Trainee at PT BFI Finance Indonesia, Tbk
    Leaders level
  • 2010 - 2010
    PT Solusi Mitra Kinerja
  • 2004 - 2008
    Islamic University of North Sumatera
    Bachelor's degree, Marketing/Marketing Management, General
  • 2001 - 2004
    SMANSA MEDAN
    Natural Sciences

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