Experience

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  GCC AMERICA, INC.

  • United States
  • 1 - 100 Employee

  • Corporate Credit Manager at GCC America

    • Dec 2018 - Present

    Manage all credit/collection functions for the North American operations of GCCA

  • Credit Manager U.S. Ready Mix Division

    • Feb 2012 - Present

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  GCC America, Ready Mix and Transportation Division

  • Tulsa, Oklahoma Area

  • Credit Manager

    • Feb 2011 - Present
    • Tulsa, Oklahoma Area

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  Fuel Managers, Inc

  • Director of Corporate Credit

    • May 2000 - Dec 2009

    Recruited to drive a world class accounts receivable function that supported the company's growth, protected shareholder value and develops associates. Oversaw the A/R portfolio for the four companies under the FMI umbrella, driving standardization and process improvement activities throughout the function. Responsible for developing and executing best-in-class strategies to manage and maximize cash flow, streamline accounts receivables processes, improve controls, efficient and accurate processing of receivables and managing customer relationships related to receivables. Directed the risk management process, critically reviewing vendor financial information to set viable credit limits, protecting company interests. Secured marginal business utilizing letters of credit, corporate and personal guarantees, deeds of trust and mortgages. Initiated and managed collection process utilizing external collection agencies and attorneys as needed. Traveled to key customer sites on a quarterly basis.

  • Director of Corporate Credit

    • May 2000 - Dec 2009

    Privately held provider of supply & distribution of quality motor fuel products, acquired by TAC Energy.Director, Corporate CreditKey Achievements:* Successfully managed multiple AR portfolios ranging from $2.5M to $54M.* Designed new credit documents giving the company more "teeth" in the collection and successful resolution of delinquent accounts, resulting in reduction of bad debt by 98.5%.* Received accolades from the Chairman of the Board for contributions to the company as one of the most positive influences on the bottom line profits.* Slashed days sales outstanding from 36.44 to 12.66 and maintained an average current balance of 96% to 98% with less than 1% over 30 days.* Developed credit scoring module that became the company standard in establishing new accounts.* Recognized for achievement and profiled in the September 2002 issue of Credit Today magazine.* Coordinated all company team-building projects in conjunction with Director of Human Resources.

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  LOCAL OKLAHOMA BANK

  • Vice President, Consumer Lending

    • Sep 1998 - May 2000

    Directed and monitored branch underwriting of consumer and commercial lending operations, establishing credit worthiness of customers and ensuring achievement of established lending goals and objectives. Executed lending program policies and strategies; led activity related to new product development with respect to lending programs. Educated customers on additional financial services available though the bank. Key Achievements* Met or exceeded all goals outlined by senior officers of the bank. * Received recognition as highest volume producer amongst all offices.

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  Rexel

  • Division Credit Manager / District Credit Manager / Area Credit Manager

    • Jun 1983 - Jan 1997

    Leading worldwide distributor of electrical parts and supplies.; Recognized for consistent contribution and achievement, promoted to positions increasing in scope and responsibility. Directed and oversaw all aspects of credit and collections operating policies, objectives and initiatives for the Eastern Division consisting of 36 branches located throughout Florida, Delaware and Freeport, Bahamas. Effectively managed the monthly A/R portfolio in excess of $36M. Managed the extension of customer credit lines, formal risk reviews of major exposure accounts and collections of select customers. Prepared credit and financial reviews on an ongoing basis in order to identify revenue opportunities and risk factors at early stage. Assessed collections model to identify potential opportunities for service efficiencies and quality enhancements. Key participant in credit related software enhancements ranging from spreadsheet reports to collection activity logs.Key Achievements* Conquered outstanding receivables issue by developing and implementing policies and procedures that drove reduction in DSO by over 11 days* Drastically reduced 60-90 day past due accounts from 28% to 15%* Curtailed bad debt expense by over $2M. * Reduced headcount from 23 to 19, eliminating $142k in labor, overtime and legal expenses while maintaining consistent sales growth.* Implemented a “Customer Satisfaction Program” which allowed better tracking and quicker resolution of customer deductions.