Experience

• 

  Enterprise Bank (Enterprise Bancorp)

  • United States
  • Banking
  • 500 - 600 Employee

  • VP Senior Consumer and Home Equity Lending Manager

    • Apr 2015 - Present

    Implementing and Launching Consumer Lending Software for Auto, Personal, Home Equity, and Small Business Loans. Develop automated underwriting business rules. Train Branch Staff on New Loan Origination System, ensuring the Bank's Consumer Loan programs support the business development opportunities presented through the branch and online channels.

  • Vice President

    • Apr 2015 - Present

• 

  Digital Federal Credit Union

  • Marlborough, Massachusetts

  • Consumer Lending Asst. Manager

    • Mar 2014 - Apr 2015
    • Marlborough, Massachusetts

• 

  TD Bank Group

  • VP, Senior Lender/Sales Manager, Retail Lending

    • Jan 1994 - Dec 2012

    Managed a team of 13 employees throughout MA/RI, responsible for underwriting, sales, and training for 188 branches on all Consumer Loan Products including Residential Mortgage, Home Equity Loans, Auto Loans, and Credit Cards. Developed relationships and worked closely with Retail Senior Management and Business Partners to ensure sales goals met.

  • Consumer Underwriting Manager

    • Oct 2003 - Oct 2008

    Managed a team of up 19 Consumer Loan Underwriters in a Centralized Processing Center. Reviewed and approved higher dollar loan requests. Reviewed complex loan requests, analyzing personal and corporate tax returns. Worked with Commercial Loan Officers and Business Partners to ensure all information is provided when reviewing loan requests for Business Customers. Coached and mentored employees to strengthen skills and ensure loan decisions were made within established service level agreements.

• 

  TD

  • Bedford, NH

  • Direct Underwriting Manager/Consumer Loan Underwriter/ UPS Portfolio Manager

    • Jan 1998 - Jan 2003
    • Bedford, NH

    Managed Team of Direct Underwriters, underwriting auto loans, recreational vehicles, personal unsecured, money lines. Managed projects, Developed CRA Loan Programs for The Bank. Worked closely with IT, implemented and developed a new underwriting system. Managed United Parcel Services Stock Loan Program and Portfolio.