Okay, let’s tackle this. So Micah has 20 years of experience in mortgage banking, which is a significant amount of time. He’s also a President of a company, which implies leadership skills. Skills like FHA, VA loans, loan origination, and residential mortgages are in demand. Location is Tulsa, Oklahoma, which is a mid-sized market. According to the Bureau of Labor Statistics, mortgage bankers in the United States can earn around $60,000–$100,000 per year. However, with 20 years of experience, Micah might be able to charge a higher rate. Let’s check industry benchmarks. Experienced mortgage bankers can earn around $150–$250 per hour. Considering Micah’s leadership role and extensive experience, I’ll estimate his hourly rate to be around $125.