Okay, let’s calculate this. Meagen has 20 years of experience in commercial banking, which is a significant amount of time. Her skills include loan origination, lines of credit, and cross-selling, which are all in demand. However, her role as a Commercial Loan Assistant II might not be as high-paying as some other positions in commercial banking. Considering her experience and skills, I would estimate her hourly rate to be around $125, which is slightly below the national average for commercial bankers with similar experience. This rate is also lower than what some top commercial bankers in the industry might charge, but it's still a competitive rate for someone with Meagen's background and experience in a smaller bank like Mascoma Bank.