Experience

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  TBA

  • British Columbia

  • Licensed Mortgage Broker

    • Jan 2022 - Present
    • British Columbia

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  DLC Canadian Mortgage Experts

  • Surrey BC

  • Mortgage Broker

    • Dec 2017 - Sep 2021
    • Surrey BC

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  Dominion Lending Centres Hilltop Financial

  • Langley, BC

  • Mortgage Broker

    • Mar 2017 - Dec 2017
    • Langley, BC

    Helping clients find the best possible mortgage financing solution, which includes "hard to place" clients, ex bankrupts, consumer proposal, unemployed or self employed, damaged credit and reverse mortgages. I can assess, place and coach my clients (if needed) in order to return them to traditional lenders, once they have recovered.

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  Spectrum-Canada Mortgage Services

  • Burnaby, BC

  • Mortgage Advisor

    • Aug 2015 - Feb 2017
    • Burnaby, BC

    Placed mortgages referred by our partners, including banks and credit unions. Established relationships with our referral partners in order to assist their clients on an interim basis until they could "qualify" and return to their lenders. Kept up to date on lender policies, lending areas and guidelines.

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  Dominion Lending Centres - The Mortgage Source

  • Ottawa, Canada Area

  • Mortgage Agent

    • May 2011 - May 2015
    • Ottawa, Canada Area

    20 yrs experience as a mortgage broker with emphasis on clients who may have challenges & not fit into the typical "A"​ bank type deal. I try to find solutions for clients wanting to purchase a home or refinance for debt consolidation or investments. I also have options for "rent to own" clients.

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  DLC Valley Financial Specialists

  • Langley, BC

  • Mortgage Broker

    • May 2008 - Jul 2010
    • Langley, BC

    Established and maintained relationships with referral sourcesKnowledge of numerous mortgage lender's guidelines/policiesAssessed individual applications, based on risk, to determine appropriate placementCollected and provided all required documentation as per lender conditions.

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  RBC Royal Bank

  • Alternate Mortgage Specialist

    • Dec 2003 - May 2008

    Manage relationships and support RBC Mortgage Specialists to assist in providing alternate lending solutions to their clientsAssess risk to determine appropriate mortgage solutions for residential mortgage applications declined by Royal BankMaintain relationships with alternate lenders approved by Royal BankPrepare applications & provide supporting documentation to alternate lenders in order to achieve approvalMaintain knowledge of lender's guidelines & policies in order to efficiently/effectively submit filesAchieve targets as set forth by Royal Bank & consistently achieving top marks in customer service & marketing skills.

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  Ambro & Associates

  • Mortgage Broker

    • Aug 2003 - Dec 2003

    Independent mortgage broker assisting clients with mortgages for purchases, refinances or debt consolidation. Maintained relationships with lenders regarding lending policies & products.

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  Home Loans Canada

  • Alternate Mortgage Specialist

    • Nov 2000 - Aug 2003

    One of the original four personnel in Canada when program launched by CIBCResponsibilities similar to RBC.

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  Mortgage Centre/Drake Financial Services

  • Mortgage Broker

    • May 1995 - Nov 2000

    Similar to Ambro & Associates. Also assisted in determining suitable applications for company run MIC (Mortgage Investment Corp) & handled day to day inquiries for owner/manager.

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  Britco Structures

  • Langley, BC

  • Marketing Executive

    • Jan 1990 - May 1995
    • Langley, BC

    Marketing exec for leasing dept of company - developed clients for lease buildings. Maintained data base.

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  Royal Lepage Real Estate

  • Realtor

    • Jan 1989 - Jan 1990

    Worked as realtor in Fraser Valley, Langley, BC