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Bio

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Kathryn Ary is a seasoned mortgage professional with 11+ years of experience in lending, underwriting, and quality control. She has managed teams, built quality control departments, and performed manual FHA underwrites for reverse mortgages. With expertise in mortgage banking, residential mortgages, and loans, Kathryn has worked for prominent companies such as Urban Financial Group and 1st Security Home Mortgage. Currently, she serves as the Underwriting Manager for the Reverse Mortgage Division at MLD Mortgage Inc./DBA The Money Store. Kathryn holds a strong background in FHA, USDA, and conventional loans, as well as home equity lines of credit and refinancing.

Experience

    • Underwriting Manager / DE Underwriter
      • Jun 2013 - Present
      • Florham Park, NJ

      Currently working as the Underwriting Manager for the Reverse Mortgage Division. I do manual FHA underwrites for Reverse Mortgages.

    • Pre-Purchase Underwriting QC Manager
      • Jul 2011 - Jun 2013

      Helped to build our Pre-Purchase QC department to a staff of 12 . Our department reviewed and prepared closed loans for purchase from other closed loan sellers. We turned files within 24 hours and exceeded monthly goals set for us every month that I was manager of this dept. We exceeded goals by as much as 20MM and were responsible for carrying the company to their overall goal almost every month.

    • Compliance Underwriter
      • May 2011 - Jul 2011

      Currently working in the Quality Control area as a Compliance Underwriter. I perform an underwriter review of the loan from origination to funding to make sure we are in compliance with all Federal and State guidelines.

    • Closing Manager
      • Mar 2008 - May 2011

      Managing 7 closers and 3 pre-closers. Our job is to review the files, appraisals and title and prepare the file for closing. Once this is done we create and send the documents to be signed at closing.

    • Loan Officer
      • Oct 2002 - Mar 2008

      Sold 1st Mortgages, 2nd Mortgages, HELOC's, both FHA and Conventional

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Industry Focus. “Financial Services”

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