Experience

• 

  Opus Bank

  • Pacific Premier Bank

  • 1st VP, Operations Manager, Special Assets

    • Jun 2011 - Present
    • Pacific Premier Bank

    FKA Cascade Bank, acquired by Opus Bank in June, 2011. Currently Operations Manager of Special Credits and Income Property Banking Portfolio Management. Interface with Management, Business Lines and Special Credits team members to ensure the analytical and information tasks are organized and completed for each operational area and to ensure that all resources are assigned properly. Manage Bank's quarterly Problem Loan and Impairment processes. Provide guidance and framework on both internal and external audits to ensure timely preparation and response. Created and manage the internal database used by the Special Credits team and the Quarterly processes mentioned above. Co-Manage the Income Property Banking Portfolio Management process, including annual loan and relationship reviews; ensuring they are completed in a timely manner. Assist upper management with the coordination and development of 'actionable' monthly and quarterly reports. Create and maintain Data Rooms as needed for Note Sales.

• 

  Cascade Bank

  • Credit Analyst, Credit Administration Department

    • May 2008 - Jun 2011

    Determined creditworthiness and assessed risk for commercial and residential loan requests within $500,000 lending authority. Served on the following committees: Management Loan Committee, Asset Review Committee, Impairment Committee and Vendor Oversight Committee. Attended and recorded minutes for Board Loan Committee meetings. Responsible for preparing, analyzing and maintaining many systems reports using both Horizon 360 and Excel. Responsible for monitoring and auditing the Individual Fishing Quota portfolio. Responsible for ongoing training of Branch personnel with regard to loan request submissions.

  • Assistant Credit Analyst, Credit Administration Department

    • May 2007 - May 2008

    Responsible for annual term loan and income property reviews. Created and maintained various reports for the Credit Administration department utilizing a reporting system new to the Bank. Monitored and audited the Individual Fishing Quota (IFQ) portfolio monthly.

  • Commercial Loan Documentation Specialist

    • Aug 2002 - May 2007

    Responsible for the proper documentation and validation of all Commercial loans using Rembrandt/Compliance One system. This included titled vehicles, A/R's, inventory, equipment, real estate, life insurance, stocks/bonds, aircraft, agriculture, livestock, IFQ, preferred marine mortgages, time deposits and assignment of investment accounts as well as Participations and SBA loans. Responsible for clearing all conditions on the appraisal, environmental review, title commitment etc. as applicable. Perfected collateral on loans as applicable. Ensured that all OFAC, CRA, HMDA and CIP guidelines have been followed for each loan.

• 

  Bank of America

  • Everett, WA

  • Small Business Support Associate

    • Sep 1999 - Aug 2002
    • Everett, WA

    Responsible for assisting the Business Bankers with completing the write-ups for all commercial loan requests. Responsible for reviewing all documentation for accuracy before it was signed by the Client. Pulled credit reports and business trade reports as needed. Assisted clients with various requests.

• 

  Cascade Bank

  • Everett, WA

  • Mortgage Loan Processor – Construction Loan Assistant

    • Nov 1991 - Sep 1999
    • Everett, WA

    Responsible for all standard mortgage loan processor duties; Moved to the newly formed Construction Department and facilitated processing and closing of all new construction and land loans.