Okay, let’s tackle this. So Joshua has a solid education in finance from Oklahoma State University. His skills in financial analysis, modeling, and risk management are in demand. He also has experience in accounting and financial reporting. Location is Tulsa, Oklahoma, which is not a hub for finance jobs, but still has a decent cost of living. Considering his skills and education, I'd estimate his rate to be around $125 per hour, which is below average for finance professionals in the US, but still competitive for a location like Tulsa.