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John Scott
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- Banking
- Customer Relations
- Sales Management
- Strategic Planning
- Credit
- Show all
Bio
Credentials
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The Certified Bookkeeper Designation
The American Institute of Professional Bookkeepers
Experience
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GM Financial/AmeriCredit
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Westborough, Massachusetts, United States
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Credit Analyst
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Jul 2012 - Present
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Westborough, Massachusetts, United States
Analyze credit data to determine the degree of risk involved in extending credit. Make decisions to approve or deny the extension of credit within set credit authority established by senior management and state/federal laws. Develop sufficient dealer relationships that ensure volume objectives and credit quality. Capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performance. Conduct joint dealer calls with Dealer Relationship Manager on an as needed basis. Establish and track monthly goals for assigned dealers.
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Personal Banker
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Feb 2011 - Jul 2012
Actively markets bank products to customers and potential customers. Schedules prospect appointments either through initial contact or by follow-up phone calls. Cross-sells bank products to enhance exisiting customer relationships. Closes sales by engaging prospect in a banking relationship. Refers customer to other bank resources as appropriate for addtional sales and service issues.
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Merchant Sales Account Representative
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Jun 2005 - Mar 2010
Responsible for originating, prospecting and closing new client relationships, embracing and implementing strategic and tactical marketing and sales plans, building and maintaining customer relationships, servicing the customer base, and working within the organization to link internal operations with the external sales effort.
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Account Representative
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May 2002 - Jun 2005
Hired to prospect and build relationships with customers, architects and developers leading to natural gas sales in new residential developments in Western Massachusetts.
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Corporate Telesales Representative
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Apr 1998 - May 2002
Supported 5 Major Account Representatives with high value accounts in the financial services industry.
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Product Specialist
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Feb 1994 - Sep 1998
Responsible for training and supporting sales representatives and maintaining sales statistics for review.
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Mortgage Originator
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Feb 1993 - Jun 1994
Responsibilites included recruiting and qualifying applicants for residental mortgage loans.
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Education
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2010 - 2011New England Business Education Systems
National Certified Bookkeeper, Accounting -
1982 - 1986
University of New England
Human Services, Human Services
Suggested Services
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