Okay, let’s calculate this. Jeremiah has 16 years of experience as a Sr. Loan Officer, which is a significant amount of time in the mortgage industry. His skills include FHA, VA Loans, and residential mortgages, which are in high demand. Location is Tulsa, Oklahoma, which is not a major financial hub. Industry standards for mortgage lenders with his experience typically range from $100 to $200 per hour. Considering his experience and skills, I estimate his hourly rate to be around $125, which is on the lower end of the range.