Experience

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  Pinnacle Financial Partners

  • Charlotte, North Carolina, United States

  • Credit Advisor

    • Jun 2021 - Present
    • Charlotte, North Carolina, United States

    Focused on CRE Term and Construction financing ranging from large, high profile transactions with developers to helping small and middle market companies build or buy their own spaces.

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  First Citizens Bank

  • Charlotte, North Carolina Area

  • Senior Regional Credit Officer

    • Feb 2019 - Sep 2020
    • Charlotte, North Carolina Area

    As a Senior Credit Officer, approved commercial loans (primarily asset based working capital, equipment term loans, partner buy-ins/buy outs and real estate financing) within $6MM individual lending authority for Charlotte and Triad Markets. Work with Relationship Managers and loan Underwriters to ensure credit risks are appropriately assessed and mitigated.

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  South State Bank

  • Charlotte, North Carolina Area

  • Commercial Banking Officer

    • Mar 2017 - Feb 2019
    • Charlotte, North Carolina Area

    As a Relationship Manager, responsible for servicing and growing a portfolio of commercial (C&I) clients with revenues between $10MM and $100MM. I utilized financial analysis and credit underwriting skill set to provide value added advice to clients while mitigating bank’s overall loan risk.

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  First Citizens Bank

  • Charlotte, North Carolina

  • Middle Market Credit Underwriter

    • Jul 2015 - Mar 2017
    • Charlotte, North Carolina

    Independently analyze risks, identify mitigants, recommend risk ratings, exposure strategies, credit structures and sponsor recommendations through the approval process and through loan documentation and closing. Call on credit clients (Revenue generally between $25MM and $250MM) and prospects in partnership with Relationship Managers or independently.

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  Comerica Bank

  • Greater San Diego Area

  • Corporate Banking Officer

    • Jan 2008 - Dec 2013
    • Greater San Diego Area

    Middle Market Loan Officer with dual Relationship Manager and Portfolio Manager role for companies with Revenues generally between $25MM and $250MM. Provided primarily collateral based working capital and fixed asset financing. Experienced in variety of industries and structures including syndicated loans, project financing, L/C backed bond financing, and domestic subsidiaries of multi-national corporations. Specialized industry experience includes Technology and Life Sciences (venture debt), Environmental Services, and Government Contractors. Completed Comerica’s formal commercial lending training program.

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  US Navy

  • Electronic Warfare

    • 1996 - 2000

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  Bank of America

  • Vice President, Mortage Underwriter

    • Jul 1914 - Jun 1915

    Fully underwrite, approve, and document real-estate loans (custom jumbo residential, investor owned, and construction loans) for “Ultra High Net Worth” clients (CEOs of Fortune 500 companies, etc.) within Global Wealth and Investment Management division, including US Trust and Merrill Lynch. Provide structuring advice to sales teams and credit partners while managing multiple deals simultaneously through varying levels of deal stage.