Okay, let’s tackle this. So Frances has experience in medical billing and coding, which are in-demand skills. However, she lacks experience in high-demand fields like software development or data science. Her role as a Registered Medical Assistant and Job Coach suggests she works in a lower-paying industry. Location is Tulsa, Oklahoma, which has a lower cost of living. Considering her skills and experience, I estimate her hourly rate to be around $35, which is on the lower end of the range for medical billing and coding professionals in the United States. Some sources suggest that medical billing and coding professionals can earn between $40-$75 per hour, but Frances’ lack of experience and lower-paying industry put her rate at the lower end of this range.