Okay, let’s tackle this. So Fareed has 17 years of experience in mortgage lending, which is a significant amount of time. He has a broad range of products to offer, including FHA, conventional, and commercial loans. He’s also got a strong background in customer service, which is valuable in this field. Location is Tulsa, OK, which is a mid-sized market. Mortgage professionals with his level of experience typically charge around $100–$200 per hour, depending on the location and industry demand. Considering Fareed’s expertise and customer service skills, I’d estimate his hourly rate to be around $125, on the higher end of the range.