Okay, let’s tackle this. So Denise has 28 years of experience in mortgage banking and loan origination. Her skills are in high demand, especially in Tulsa, OK. According to national averages, loan officers with her experience can charge around $50-$100 per hour. However, considering her extensive experience, I’ll estimate a lower rate, around $75 per hour. This is also reflective of her role as a Bus Mgr, which suggests she might not be as directly involved in high-ticket loan transactions as a loan officer. Still, her expertise and experience justify a premium rate.