Okay, let’s calculate Del’s estimated hourly rate. He has over 32 years of experience in the financial industry, which is a significant amount of time. His experience as a Financial Advisor at Catalyst Financial Group and Advisor at Financial Security Group, Inc. suggests he has a deep understanding of the field. His certifications, including Clu and Chfc Aep, also add to his credibility. Considering his experience and certifications, I would estimate his hourly rate to be around $250. This is slightly lower than what some top financial advisors in the industry might charge, but it's still a competitive rate for someone with his level of experience and credentials. Additionally, his location in Tulsa, Oklahoma, is not a major financial hub, which might also contribute to a slightly lower rate.