Okay, let’s calculate this. Connie has 17 years of experience in mortgage banking, which is a significant amount of time. She holds a leadership role, which suggests she’s a skilled manager. Her skills include FHA, refinance, USDA, and loan origination, which are all in demand. However, her experience is mostly in the mortgage banking space, which might not be as highly compensated as other industries. Considering her location in Tulsa, Oklahoma, and her level of experience, I estimate her hourly rate to be around $125, which is slightly below the national average for mortgage bankers. This is because mortgage banking is a specialized field, and rates can vary depending on the specific skills and experience. Some mortgage bankers with similar experience can earn upwards of $200 per hour, but Connie’s role and location suggest a lower rate.