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Andrew Twyford is a seasoned finance professional with extensive experience in management, banking, and credit risk management. He has held various leadership positions, including Managing Director at Vixory Capital, Group Head of Debt Capital Markets at Pepper Financial Services Group, and General Manager at National Australia Bank. Twyford has also worked as an independent consultant, providing advice and execution in treasury, debt markets, and related activities. He holds a degree from Swinburne University of Technology. Proficient in multiple languages, including English. Skilled in a range of areas, including management, banking, credit risk, structured finance, mortgage lending, investment banking, operational risk, investments, financial risk, commercial banking, and treasury. With over 15 years of experience, Twyford has developed a strong expertise in finance and banking.

Experience

  • Vixory Capital
    • Melbourne, Victoria, Australia
    • Managing Director
      • Dec 2020 - Present
      • Melbourne, Victoria, Australia

    • Australia
    • Financial Services
    • 700 & Above Employee
    • Treasurer
      • May 2019 - Feb 2021

    • Group Head of Debt Capital Markets
      • Apr 2016 - May 2019

    • Independent Consultant - Treasury, Banking and Financial Services
      • Aug 2013 - Apr 2016

      Delivering Advice and Execution in Treasury, Debt Markets and related activitiesAssignments include delivery of structuring, negotiation and documentation of debt funding facilities for the:- * Macquarie Bank/Pepper Group consortium’s bid for the GE Australian and NZ consumer finance business * Pepper Group’s asset finance business * Resimac Group’s purchase of RHG Ltd* Pepper Group’s bid for the Lloyds Bank, Capital Finance business.

    • Australia
    • Banking
    • 700 & Above Employee
    • General Manager, Group Treasury
      • May 2011 - Apr 2013

    • NextGen Business Deployment Director - Growth Portfolio
      • Apr 2010 - May 2011

    • General Manager Funding and Operating Model
      • Oct 2009 - Apr 2010

    • Australia
    • Financial Services
    • 700 & Above Employee
    • General Manager Treasury and Securitisation
      • Oct 2005 - Oct 2009

    • Chief Financial Officer - Mortgage Management
      • Sep 2003 - Oct 2005

    • Chief Financial Officer
      • Oct 2000 - Sep 2003

    • a
      • 1900 - 1901

Education

  • Swinburne University of Technology

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