Experience

Crown Agents Bank

• United Kingdom
• Banking
• 100 - 200 Employee

• Financial Controller

  • Jun 2015 - Present

  Dealing with all financial, regulatory, control and reporting aspects of an international wholesale bank which specialises in treasury, foreign exchange, trade finance and overseas pension administration. Particular responsibilities include ILAAP, ICAAP, Corep reporting, LCR/NSFR reporting, tax (VAT/ corporation) and management reporting. Dealing with all financial, regulatory, control and reporting aspects of an international wholesale bank which specialises in treasury, foreign exchange, trade finance and overseas pension administration. Particular responsibilities include ILAAP, ICAAP, Corep reporting, LCR/NSFR reporting, tax (VAT/ corporation) and management reporting.



Hampshire Trust Bank

• United Kingdom
• Banking
• 200 - 300 Employee

• Finance Director

  • Feb 1998 - Jun 2014

  Finance Director of regulated bank. Responsible for: - liquidity - capital adequacy - management information/ stat accounts/iXBRL (entity/consolidated) - corporation tax - VAT - financial controls/processes - fund movements: cheques/electronic transfers - relationship with clearing bank, HMRC and auditors - contingency/ back-up funding - budgets (quarterly, annual and five year) - accounting - drafting/monitoring financial and risk policies (eg liquidity, liquidity tolerance, contingent funding, income recognition etc) - payroll/benefits/P11D’s etc - pensions - financial planning - company secretary of all HT group companies - responsible for input into group Individual Liquidity Adequacy Assessment and Individual Capital Adequacy Assessment Policy - understanding of the underlying FCA/PRA regulations including capital adequacy calculations (Pillar 1(including practical periodic calculations/reporting), 2 and 3), Corep and FSA/PRA SREP process. - regulatory control/reporting to/ liaison with the FCA/PRAClosely involved with: - human resources - disaster recovery/ continuity planning - IT - insurance - Treating Customers Fairly strategy/implementationMember of the following committees: a. Risk b. Excoc. Auditd. CreditDetailed reporting record with the PRA/FCA, Companies House and HMRC.Unblemished financial management of bank (ie no liquidity scares, frauds, audit qualifications) Responsible for implementation of new retail savings software and new general ledger system.Responsible for Retails Savings Dept including: - liaison with best buy websites - dealing with Treating Customer Fairly issues. - dealing with complaints. - product design and terms/conditions. - tax issues. - S17/CT61 HMRC reporting. - implementation of Single Customer View (FSA/FSCS). - detailed knowledge of Financial Services Compensation scheme.Close experience of regulatory change of control/ new licence application.



British Bankers' Association (BBA)

• Banking
• 1 - 100 Employee

• Chairman - Small Banks Liaison Panel/ Main Board Director

  • Mar 2009 - Mar 2014

  Responsible for setting and progressing the strategic goals of the small banks community particularly relating to discussions surrounding emerging regulation and small banks' ability to implement new regulation. Responsible for setting and progressing the strategic goals of the small banks community particularly relating to discussions surrounding emerging regulation and small banks' ability to implement new regulation.



Coopers & Lybrand (now Pricewaterhouse Coopers)

• Senior Manager

  • 1983 - Feb 1998