Experience

Industrial and Commercial Bank of China Limited, Singapore Branch

• Singapore
• Banking
• 1 - 100 Employee

• Credit Analyst

  • Jul 2023 - Present

  Singapore, Singapore



Huachuang Securities Co., Limited

• China
• Investment Banking
• 1 - 100 Employee

• Credit Analyst

  • Mar 2022 - Jul 2022

  Beijing, China • Conducted thorough evaluations of credit risk for 5 listed companies and 12 government-affiliated investment companies, resulting in creation of 2 comprehensive reports. • Utilized data visualization techniques to analyze bonds data, applied regression models to investigate factors impacting rate of return during the COVID-19 pandemic, and developed simulation models to calculate VAR of portfolios. • Planned and executed over 5 roadshows featuring industry experts and local officials… Show more • Conducted thorough evaluations of credit risk for 5 listed companies and 12 government-affiliated investment companies, resulting in creation of 2 comprehensive reports. • Utilized data visualization techniques to analyze bonds data, applied regression models to investigate factors impacting rate of return during the COVID-19 pandemic, and developed simulation models to calculate VAR of portfolios. • Planned and executed over 5 roadshows featuring industry experts and local officials, inquiring and sorting out corporate management strategies of target companies. Show less



China Life Insurance https://www.linkedin.com/redir/general-malware-page?url=Co%2eLtd

• Credit Analyst

  • Jan 2021 - Apr 2021

  Beijing, China • Undertook extensive research on 3 industry sectors, effectively compiling and organizing large amounts of data using Excel and Python, including analyzing the balance sheets of 32 companies. • Conducted in-depth credit risk analysis of 9 companies in high-potential industries, meticulously reviewed financial statements and project plans, and accurately forecasted corporate bond yields. • Collaborated with team members to forecast macro-interest rate and investigate the potential and… Show more • Undertook extensive research on 3 industry sectors, effectively compiling and organizing large amounts of data using Excel and Python, including analyzing the balance sheets of 32 companies. • Conducted in-depth credit risk analysis of 9 companies in high-potential industries, meticulously reviewed financial statements and project plans, and accurately forecasted corporate bond yields. • Collaborated with team members to forecast macro-interest rate and investigate the potential and consequences of carbon neutralization, culminating in the submission of 2 comprehensive reports. • Developed and implemented a regression model to assess the creditworthiness of companies, with the model demonstrating an impressive 65.8% explanation of credit ratings. Show less



China Unicom

• Telecommunications
• 700 & Above Employee

• Accountant

  • Jan 2020 - Mar 2020

  Shandong Province, China • Scrutinized financial statements and bank accounts, collecting and documenting over 50 bills. • Investigated potential discrepancies between bill data and bank deposit records, successfully identifying and rectifying over 20 misstatements in entries or amounts during an internship. • Compiled balance sheets and profit and loss statements, including the preparation of 6 specific accounting entries.