Prime Meridian Capital Management is a registered private credit investment management firm specializing in specialty finance as well as Peer-to-Peer (P2P), marketplace lending strategies. We have funded over $1.6 Bil of loans since inception. Our firm provides accredited investors with low cost access to short duration, high yield loan and alternative asset class portfolios by taking advantage of the efficiencies in the private debt asset class and investing in other alternative asset classes. The loans include the consumer, small business, and real estate verticals. The alternative asset classes include litigation finance and life settlements. We select loans using a risk based pricing approach that focuses on yield, duration, and credit quality with the objective of achieving consistent positive returns with low volatility and low correlation to other asset classes. Our flagship Prime Meridian Income Fund provides investors low cost access to short-duration, high yield consumer loan portfolios by taking advantage of the efficiencies in the burgeoning Peer-to-Peer (P2P) lending space. The Prime Meridian Small Business Lending Fund provides investors direct low cost access to short-duration high yield, collateralized loan portfolios from creditworthy small business owners that produce consistent returns.The objective of both funds is to outperform peer-to-peer lending platforms and other fixed income portfolios by using a dedicated API with proprietary credit algorithms to efficiently select quality loans in a broadly diversified portfolio. P2P lending is growing exponentially because tight credit conditions and large overhead with traditional banks has created opportunities to offer better credit terms for both the lender and the borrower, individuals and start-up businesses become more comfortable with crowd sourcing and the technology to support these initiatives becomes cheaper.
