It is the mission of the North Dakota Insurance Department to safeguard the promises made to North Dakotans and foster a fair and thriving marketplace to meet the needs of our consumers and evolving insurance industry. The North Dakota Insurance Department oversees the insurance marketplace that exists within the state of North Dakota. Established in 1889, the department serves the public by providing education, regulation, and enforcement of insurance laws and policies. North Dakota is part of the U.S. insurance regulatory framework that is designed to promote fairness and protect consumers in the complexity of the U.S. insurance marketplace. As a member of the National Association of Insurance Commissioners (NAIC), North Dakota joins a coalition of state regulatory agencies to help establish standards and best practices, coordinate regulatory oversight, and conduct peer reviews. The department consists of six divisions that include assisting consumers in navigating the marketplace, investing insurance fraud, and monitors the financial strength of insurance companies operating in North Dakota. Over 30 full-time team members, led by the Insurance Commissioner, work to execute the mission and goals of the department and uphold the laws governing insurance.
