Flowpay uses predictive AI models to assess risk more precisely and to truly understand the potential of SMEs. We act as a Direct Lender to SMEs, provide an Embedded Finance Infrastructure for SME Platforms & Risk as a Service (RaaS) to Lending Institutions. Direct Lending - Helping SMEs grow by providing quick & online financing. Embedded Finance - White Label Solution integrated within POS, E-commerce, etc. Platforms. Helping them increase customer retention and creating new streams of income. Risk as a Service (RaaS) - Providing Lenders with predictive AI models based on alternative Data & PSD2 Segmentation to better understand & underwrite SMEs.
