Baitul Maal wat Tamwil is an Islamic Micro-Finance Organization which combine Islamic Social Finance in its Maal Division and Islamic Commercial Finance in its Tamwil Division. The Maal division manages social funds including shadaqah and infaq. There are 3 products offered by Maal, which are SERUT (Sedekah Rutin), TAKSI (Kotak Donasi), and KADO (Kantong Donasi). All the charity funds will be distributed in "BMT Care". The Tamwil division collects funds from depositors and provide financing. The saving products are Smart Saving and Custom Saving. The financing products are Murabaha Financing and Qard Al-Hassan. All the products are based on islamic contract.
