Zhanna Titova, CPA
Vice President Corporate Audit Services at ING Americas- Claim this Profile
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Bio
Experience
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ING Americas
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United States
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Financial Services
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1 - 100 Employee
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Vice President Corporate Audit Services
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Jan 2023 - Present
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ABN AMRO Bank N.V.
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Netherlands
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Banking
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700 & Above Employee
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Audit Manager
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Oct 2021 - Jan 2023
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Senior Auditor
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Jul 2018 - Oct 2021
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Mizuho
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Japan
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Financial Services
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700 & Above Employee
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AVP, Internal Audit
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Apr 2016 - Jul 2018
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HSBC
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United Kingdom
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Financial Services
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700 & Above Employee
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Accountant
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Sep 2014 - Apr 2016
- Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed… Show more - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed analytical review of commercial banking business by investigating unusual movements in the balance sheet and income statement. Show less - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed… Show more - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed analytical review of commercial banking business by investigating unusual movements in the balance sheet and income statement. Show less
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EY
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United Kingdom
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IT Services and IT Consulting
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700 & Above Employee
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Assurance Staff
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Aug 2012 - Sep 2014
- Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation… Show more - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation, underwriting fees, and other revenues; - Responsible for various aspects of the audit engagements, which include performing fieldwork, resolving audit and accounting issues, and reviewing financial statements and related disclosures, in accordance with US GAAP; - Performed walkthroughs of various business processes by conducting client interviews; - Communicated with clients and proactively sought for timely responses to achieve reporting deadlines; - Compiled and presented audit findings to seniors and managers; - Supervised, reviewed and coached junior team members to ensure the completion of designated tasks. Show less - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation… Show more - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation, underwriting fees, and other revenues; - Responsible for various aspects of the audit engagements, which include performing fieldwork, resolving audit and accounting issues, and reviewing financial statements and related disclosures, in accordance with US GAAP; - Performed walkthroughs of various business processes by conducting client interviews; - Communicated with clients and proactively sought for timely responses to achieve reporting deadlines; - Compiled and presented audit findings to seniors and managers; - Supervised, reviewed and coached junior team members to ensure the completion of designated tasks. Show less
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Education
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Rutgers Business School
MA, Financial Accounting -
Rutgers, The State University of New Jersey-Newark
BA, Accounting