Zhanna Titova, CPA

Vice President Corporate Audit Services at ING Americas
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Contact Information
us****@****om
(386) 825-5501
Location
United States, US

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Experience

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Vice President Corporate Audit Services
      • Jan 2023 - Present

    • Netherlands
    • Banking
    • 700 & Above Employee
    • Audit Manager
      • Oct 2021 - Jan 2023

    • Senior Auditor
      • Jul 2018 - Oct 2021

    • Japan
    • Financial Services
    • 700 & Above Employee
    • AVP, Internal Audit
      • Apr 2016 - Jul 2018

    • United Kingdom
    • Financial Services
    • 700 & Above Employee
    • Accountant
      • Sep 2014 - Apr 2016

      - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed… Show more - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed analytical review of commercial banking business by investigating unusual movements in the balance sheet and income statement. Show less - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed… Show more - Performed monthly and quarterly reporting related to credit quality of commercial portfolio on IFRS and US GAAP basis; conducted in depth analysis of changes in loan loss reserve (specific, collective, and management judgment), monthly impairment provision, net charge offs, and nonaccruals; - Monitored PnL postings including fees and interest income; inquired operations team on unusual interest income activity, and ensured proper accounting treatment of loan fees; - Performed analytical review of commercial banking business by investigating unusual movements in the balance sheet and income statement. Show less

    • United Kingdom
    • IT Services and IT Consulting
    • 700 & Above Employee
    • Assurance Staff
      • Aug 2012 - Sep 2014

      - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation… Show more - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation, underwriting fees, and other revenues; - Responsible for various aspects of the audit engagements, which include performing fieldwork, resolving audit and accounting issues, and reviewing financial statements and related disclosures, in accordance with US GAAP; - Performed walkthroughs of various business processes by conducting client interviews; - Communicated with clients and proactively sought for timely responses to achieve reporting deadlines; - Compiled and presented audit findings to seniors and managers; - Supervised, reviewed and coached junior team members to ensure the completion of designated tasks. Show less - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation… Show more - Participated in all aspects of planning, strategy, execution, and conclusion of the audit of financial services clients (banks and broker dealer); - Exceeded expectations for current professional level, by demonstrating ability to consistently deliver quality work and ensuring jobs were completed in a timely fashion; - Conducted test of controls and substantive testing of such areas as regulatory reporting for the broker dealer, loans, derivatives, payroll, expense allocation, underwriting fees, and other revenues; - Responsible for various aspects of the audit engagements, which include performing fieldwork, resolving audit and accounting issues, and reviewing financial statements and related disclosures, in accordance with US GAAP; - Performed walkthroughs of various business processes by conducting client interviews; - Communicated with clients and proactively sought for timely responses to achieve reporting deadlines; - Compiled and presented audit findings to seniors and managers; - Supervised, reviewed and coached junior team members to ensure the completion of designated tasks. Show less

Education

  • Rutgers Business School
    MA, Financial Accounting
    2011 - 2012
  • Rutgers, The State University of New Jersey-Newark
    BA, Accounting
    2002 - 2006

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