Yuan Gao
Data Mining Analyst at JDT- Claim this Profile
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English Professional working proficiency
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Chinese Native or bilingual proficiency
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Japanese Limited working proficiency
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Spanish Elementary proficiency
Topline Score
Bio
Kandice King
Yuan worked as a graduate assistant and social media ambassador in my business unit at Rochester Institute of Technology. Yuan has a solid work ethic punctuated by professionalism, promptness, and thoroughness.
Kandice King
Yuan worked as a graduate assistant and social media ambassador in my business unit at Rochester Institute of Technology. Yuan has a solid work ethic punctuated by professionalism, promptness, and thoroughness.
Kandice King
Yuan worked as a graduate assistant and social media ambassador in my business unit at Rochester Institute of Technology. Yuan has a solid work ethic punctuated by professionalism, promptness, and thoroughness.
Kandice King
Yuan worked as a graduate assistant and social media ambassador in my business unit at Rochester Institute of Technology. Yuan has a solid work ethic punctuated by professionalism, promptness, and thoroughness.
Credentials
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Machine Learning
CourseraDec, 2017- Nov, 2024 -
Duolingo Spanish Fluency: Elementary (Estimated)
DuolingoSep, 2016- Nov, 2024 -
Process Improvement (2015)
Coursera Course CertificatesAug, 2016- Nov, 2024 -
Managing Big Data with MySQL
Coursera Course CertificatesMay, 2016- Nov, 2024 -
Intermediate Python for Data Science
DataCamp
Experience
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JDT
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China
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IT Services and IT Consulting
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300 - 400 Employee
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Data Mining Analyst
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Dec 2021 - Present
● Provide consulting services for banks/non-bank institutions, export risk-based data products and customized models/portraits, and complete 20+ new projects in the past year; ● Write demand and requirement document during launch phase, depoly the model and finish UAT test, improve the process and write SOP; ●Research Market , and analyze the product, competitors, complete the design and demo of products, estimate forecast revenue, write specifications for product application. ● Provide consulting services for banks/non-bank institutions, export risk-based data products and customized models/portraits, and complete 20+ new projects in the past year; ● Write demand and requirement document during launch phase, depoly the model and finish UAT test, improve the process and write SOP; ●Research Market , and analyze the product, competitors, complete the design and demo of products, estimate forecast revenue, write specifications for product application.
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百融云创科技股份有限公司
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China
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Financial Services
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1 - 100 Employee
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Senior Analyst
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Dec 2020 - Dec 2021
Visiting clients(banks/non-bankinstitutions),introducing data product and F&Q,promoting purchasing/updating standardized data products, arranging analysts to conduct consulting and implementation services, performing project management； Based on the company's internal data,developed new data products ; Optimized internal tools to improve efficiency,summarizing SOP or technical guidance manuals; Visiting clients(banks/non-bankinstitutions),introducing data product and F&Q,promoting purchasing/updating standardized data products, arranging analysts to conduct consulting and implementation services, performing project management； Based on the company's internal data,developed new data products ; Optimized internal tools to improve efficiency,summarizing SOP or technical guidance manuals;
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OneConnect Smart Technology
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China
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Technology, Information and Internet
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1 - 100 Employee
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Product Manager
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Nov 2018 - Sep 2020
Ping An OneConnect (OCFT) ---- Intelligent Risk Management : Provided credit risk solution to over 100+ financial institutions, including small banks( mostly ) and fin-tech companies ; Solution contains but not limited to Data Products , Marketing /Risk Models and Credit / Anti-fraud Policies etc. ; Leaded an Indonesian credit bureau project as consultant at the request of OneConnect@Singapore office, completed the data cleaning and modelling during Phase-I , which estimated 1st-year revenue is around $2 Million; Developed 2 products and 3 patents based on internal data as to make for external commercial usage ; Products include one Non-performing Loan(NPL) Pricing, which is to evaluate NPL asset package when buying in or selling out; Patents include one Modelling Stacking Method, which combines Logistic Regression and Boosting Tree and other Machine Learning Algorithms to construct a single credit model. Show less
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同程旅行
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China
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Technology, Information and Internet
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1 - 100 Employee
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Credit Risk Analyst
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Nov 2017 - Nov 2018
Tongcheng Financial Service : • Cheng Cheng Bai Tiao IOU product, including rejection policies, models, down payment ratio, anti-fraud monitoring, post-loan tracking: Divide the customer groups of different tourism products divisions (flight/train/overseas/domestic, etc.), and formulate corresponding rules for each category of customers, including pre-payment qualification /order amount down payment ratio/transaction alarm and anti-fraud, customers failing to meet the qualifications will be banned from using the IOU, and those who pass the verification will be given a corresponding down payment ratio according to their qualifications. For transaction, manual audits will be used to monitor suspicious orders; Develop the user qualification scorecard, ‘TC credit score’, used for market and product departments as user equity evaluation criteria; • Cash loan risk control, including rejection policies, models, quota and pricing adjustment, post-loan tracking: Participate in the design of cash loan product, such as the concept of ‘virtual credit card’ and the application process at all levels; Cooperate with Shanghai Bank for Modeling, establishing A-scorecards; Monitor the current populations of various risk levels, adjust their quotas and pricing levels in combination with the behavior of loans, and quantitatively raise and lower within the given adjustment range; Establish a collection scorecard for post-loan C-M1 phase, and classify customers into four risk levels: high, medium, low, and new, to assist in the development of collection strategies; Show less
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Vcredit 维信金科
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China
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Financial Services
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1 - 100 Employee
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Credit Risk Analyst
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Jan 2017 - Nov 2017
Conducting user acceptance testing (UAT) according to the requests from different product teams, ensuring the results match IT’s data warehouse within an acceptable interval; Performing exploratory data analysis(EDA) for products in terms of key indicators such as Information Value(IV), Weight of Evidence (WOE) etc., creating derivative tags or variables by compiling datasets to find out strong indicative variables, designing corresponding policy&rules to make improvement suggestions; Monitoring the status of post-loan customers and their associated scorecard ranking, analyzing key indicators such as principle residual, default rate and percentage change through decision-tree or other stats tool , combining detailed customer group’s information to provide hypothesis to potential root cause of unusual fluctuation; Show less
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Clean Energy Associates (CEA)
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China
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Renewable Energy Semiconductor Manufacturing
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100 - 200 Employee
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Assistant Consultant
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Dec 2015 - Jan 2017
Construct excel database to compile/track finished/ongoing projects, details including date, suppliers, volumn, location, supplier performance rating, inspection results, manday cost etc; calculate product characteristics; Assist upper managers to build work content of engineering service request(ESR) from clients, and set technical terms with suppliers in alignment with clients' requirement; Assist other departments(TQ/MKT) to compile past reports and build templates using Macro(VBA). Show less
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Rochester Institute of Technology
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United States
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Higher Education
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700 & Above Employee
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Marketing Assistant
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Sep 2014 - May 2015
Collected prospective students info generated from advertising websites in Excel sheets; Classified the data into identified categories in a single sheet as a database; Updated admission officer with reliable records, reach out to prospects and answer FAQs. Collected prospective students info generated from advertising websites in Excel sheets; Classified the data into identified categories in a single sheet as a database; Updated admission officer with reliable records, reach out to prospects and answer FAQs.
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Education
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2013 - 2015
Rochester Institute of Technology
Master's degree, Industrial Engineering -
2009 - 2013
Shanghai University of Engineering Science
Bachelor of Engineering (B.E.), Mechanical Engineering
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