Experience

PIVOT Fintech

• Singapore
• Investment Management
• 1 - 100 Employee

• Quant

  • Oct 2020 - Present



Lend East

• Singapore
• Financial Services
• 1 - 100 Employee

• Management Associate

  • Mar 2020 - Oct 2020

  • Independently developed methodology for default probability model in Python of Origination Partners; • Prepared and standardized the data required for portfolio analytics; Assisted with credit due diligence of lending platforms • Independently developed methodology for default probability model in Python of Origination Partners; • Prepared and standardized the data required for portfolio analytics; Assisted with credit due diligence of lending platforms



EY

• United Kingdom
• IT Services and IT Consulting
• 700 & Above Employee

• Valuation Intern

  • Jan 2020 - Mar 2020

  • Supported the team for valuation engagements including FX forwards, IRS, and IBR with private banks and commercial banks;• Developed binomial tree model by Excel/VBA to value an American put option for a private bank;• Independently conducted Income-Based Repayment (IBR) valuation by comparable bond method for a real estate company;• Exported data via Thomas Reuters and CapitalIQ as model input; Prepared memorandums for Audit team’s reference. • Supported the team for valuation engagements including FX forwards, IRS, and IBR with private banks and commercial banks;• Developed binomial tree model by Excel/VBA to value an American put option for a private bank;• Independently conducted Income-Based Repayment (IBR) valuation by comparable bond method for a real estate company;• Exported data via Thomas Reuters and CapitalIQ as model input; Prepared memorandums for Audit team’s reference.



Smith Tan Asset Management

• Singapore
• Investment Management
• 1 - 100 Employee

• Equity Research Intern

  • Dec 2019 - Jan 2020

  • Conducted desktop research of the related industry, performed financial analysis of the company and macro environment to provide in-depth stock pitch report. Recommended two shares which made 17.3% and 10.4% returns in a month;• Made fundamental analysis via Bloomberg and independently built discounted cash flow models to calculate the shares' prices; • Conducted desktop research of the related industry, performed financial analysis of the company and macro environment to provide in-depth stock pitch report. Recommended two shares which made 17.3% and 10.4% returns in a month;• Made fundamental analysis via Bloomberg and independently built discounted cash flow models to calculate the shares' prices;



China Merchants Securities Co., Ltd.

• China
• Financial Services
• 500 - 600 Employee

• Fixed Income Intern

  • Jul 2018 - Aug 2018

  • The key intern to support the financing projects for two leading Chinese property developers, worth more than 42 billion RMB, across bond and asset backed securitization (ABS);• Helped in the compilation of the prospectus for and bond financing, in charge of fact checking and documentation; Proactively analyzed the related credit risk consisting of its subsidiary firms;• Assigned to collect financial data ranging such as asset-liability ratio, ROE and ROA of more than 100 real estate builders to assist in financial analysis and benchmarking studies;• Engaged in client meetings to communicate with senior management on the projects; Participated site visits to help necessary due diligence.• Led the initiative to conduct desktop research for a state-owned shipping giant’s potential bond issuance, Intensively collected related data and industry information in the domestic market.